Stanly County property record for 107 Delancy St, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,067 sqft · built 2007 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (May 2023) |
| Tax Bill | $3,634 (2023) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557502562213 |
| Primary APN | 557502562213 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 3,067 sqft Finished Area |
| Gross Area | 3,639 sqft |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1543546 |
|---|---|
| Street Address | 107 DELANCY ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 107 DELANCY ST LT 51 LOCUST VALLEY SUBD 557502121 |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 51 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 2, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 107 DELANCY ST, LOCUST, NC 28097-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE ASSOCIATES INC |
| Jun 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Jun 14, 2018 · Amount on Record |
| Deed Document Number | 458362 |
| Deed Book / Page | 1821 / 1679 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 26, 2023 |
| Property Address | 107 DELANCY ST, LOCUST, NC 28097-9432 |
| Document Number | 0000458362 |
| Book / Page | 1821 / 1679 |
| Map Reference | MB 19 PG 149-150 |
| Instrument Date | May 26, 2023 |
| Instrument | 458362 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 DELANCY ST, LOCUST, NC 28097-9432 |
| Document Number | 0000458363 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 458363 |
| Name | MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 14, 2018 |
| Property Address | 107 DELANCY ST, LOCUST, NC 28097-9432 |
| Document Number | 0000400956 |
| Book / Page | 001646 / 001398 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 400956 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $624.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 DELANCY ST LOCUST NC 280979432, LOCUST, NC 28097-9432 |
Source: Stanly County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,634.00 (+0.92%) | $333,443 (-) Land $35,000 Building $298,443 | $333,443 (-) Land $35,000 Building $298,443 |
| 2022 | $3,601.00 | $333,443 Land $35,000 Building $298,443 | $333,443 Land $35,000 Building $298,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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