103 Delancy St, Locust, NC 28097 Property Records

Stanly County property record for 103 Delancy St, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,523 sqft · built 2018
Lot Size0.539 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$473,000 (Dec 2023)
Tax Bill$3,356 (2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Aug 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN557502560215

Property Details

APN / Parcel Number

Primary APN557502560215
Alternative APNs
  • 1521877
  • 4265

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,523 sqft Finished Area
Gross Area3,007 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Lot Area23,522 sqft (0.539 acres)
Garage TypeAttached
Garage Area484 sqft
PorchPorch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1521877
Street Address103 DELANCY ST
CityLOCUST
StateNC
Zip28097-9432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPS
Legal DescriptionHSE 103 DELANCY ST LT 53 LOCUST VALLEY SUBD 557502123
Legal SubdivisionLOCUST VALLEY
Legal Lot Number53
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3021
Census Tract930801

Owner

Source: Stanly County records, as of April 11, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address206 VANDERBILT BLVD, LOCUST, NC 28097-9434
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 24, 2018Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
May 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2023 · Amount on Record
Deed SaleDec 11, 2023 · Amount on Record
Prior SaleAug 24, 2018 · Amount on Record
Deed Document Number463932
Deed Book / Page1839 / 993
Record UpdatedJun 7, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateDec 11, 2023
Property Address103 DELANCY ST, LOCUST, NC 28097-9432
Document Number0000463932
Book / Page1839 / 993
Map ReferenceMB 19 PG 149&150
Instrument DateDec 5, 2023
Instrument463932
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$946.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address16547 SILVER RD, OAKBORO, NC 28129-8913

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 VANDERBILT BLVD, LOCUST, NC 28097-9434

Mortgage

Document Number0000463933
DateDec 11, 2023
Instrument463933
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateAug 24, 2018
Property Address103 DELANCY ST, LOCUST, NC 28097-9432
Document Number0000402831
Book / Page001651 / 001587
Instrument DateJul 16, 2018
Instrument402831
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 DELANCY ST LOCUST NC 280979432, LOCUST, NC 28097-9432

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMay 19, 2017
Property Address103 DELANCY ST, LOCUST, NC 28097-9432
Document Number0000390830
Book / Page001610 / 000020
Instrument DateMay 9, 2017
Instrument390830
Transaction TypeTransfer
Record UpdatedMay 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$230.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4389 INDIAN TRAIL FAIRVIEW RD INDIAN TRAIL NC 280799639, INDIAN TRAIL, NC 28079-9639
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,356.00$307,950 Land $35,000 Building $272,950$307,950 Land $35,000 Building $272,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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