107 Cover Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 107 Cover Dr, Poland, OH 44514 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1948
Lot Size0.625 acres (27,225 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jul 2023)
Tax Bill$2,981 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-002-0-024.00-0

Property Details

APN / Parcel Number

Primary APN36-002-0-024.00-0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area2,600 sqft
1st Floor Area760 sqft
Upper Floors Area680 sqft
Basement Area520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area27,225 sqft (0.625 acres)
Lot Dimensions324 ft deep x 84 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Frame Porch
Porch Area160 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address107 COVER DR
CityPOLAND
StateOH
Zip44514-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 654 84 X 322 COVER ST
Legal SubdivisionCOVER ST
Legal Lot Number654
JurisdictionMAHONING OH
Township / Civil DivisionPOLAND
Census Block Group2
Census Block2012
Census Tract811200

Owner

Source: Mahoning County records · APN 36-002-0-024.00-0

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 COVER DR, YOUNGSTOWN, OH 44514-1620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Warranty Deed, Transfer · FHA Mortgage
NOVUS HOME MORTGAGE
Feb 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONWIDE MORTGAGE BANKERS INC
Jun 25, 2021Deed of Trust, Mortgage · Line of Credit
SEVEN SEVENTEEN CU INC
May 06, 2020Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleMay 06, 2020 · Amount on Record
Deed Document Number202313239
Deed Book / Page6581 / 124
Prior Transfer DateMay 05, 2020
Prior Transfer Doc006378/299
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMAHONING OH
Recording DateJul 18, 2023
Property Address107 COVER DR, POLAND, OH 44514-1620
Document Number006581/124
Book / Page6581 / 124
Map ReferenceVOL 28 PG 230
Instrument DateJul 14, 2023
Instrument202300013239
Transaction TypeTransfer
Record UpdatedAug 02, 2023
Title CompanyTITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 COVER DR, POLAND, OH 44514-1620

Mortgage

Document Number202300013240
DateJul 18, 2023
Instrument202300013240
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address107 COVER DR, POLAND, OH 44514-1620
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyDIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006500/870
DateFeb 08, 2022
Book Page6500/870
Instrument202200003041
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address107 COVER DR, POLAND, OH 44514-1620
Transaction TypeMortgage
Record UpdatedJul 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6454/841
DateJun 25, 2021
Book Page6454/841
Instrument202100016982
Lender
NameSEVEN SEVENTEEN CU INC
TypeCredit Union
AddressWARREN, OH 44483
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 24, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMAHONING OH
Recording DateMay 06, 2020
Property Address107 COVER DR, POLAND, OH 44514-1620
Document Number006378/299
Book / Page6378 / 299
Map ReferenceVOL 28 PG 230
Instrument DateMay 05, 2020
Instrument202000009371
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 COVER DR, YOUNGSTOWN, OH 44514-1620

Mortgage

Document Number006378/301
DateMay 06, 2020
Book Page6378/301
Instrument202000009372
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Mahoning County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
County SubdivisionPoland Township
MunicipalityPoland Village
Unified School DistrictPoland Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,981.00 (-0.13%)$55,420 (-) Land $11,390 Building $44,030$158,320 (-) Land $32,530 Building $125,790
2024$2,985.00 (+1.15%)$55,420 (-) Land $11,390 Building $44,030
2023$2,951.00 (+15.18%)$55,420 (+31.26%) Land $11,390 Building $44,030$158,320 (+31.24%) Land $32,530 Building $125,790
2022$2,562.00$42,220 Land $8,220 Building $34,000$120,630 Land $23,490 Building $97,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mahoning County (39099C), updated November 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cover Dr

Nearby Streets

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