105 Cover Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 105 Cover Dr, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,644 sqft · built 1940
Lot Size	0.648 acres (28,227 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Aug 2021)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-002-0-023.00-0`

Property Details

APN / Parcel Number

Primary APN	`36-002-0-023.00-0`
Alternative APN	`00039`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	1,072 sqft
Upper Floors Area	572 sqft
Attic	Attic
Attic Area	572 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	28,227 sqft (0.648 acres)
Lot Dimensions	323 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	105 COVER DR
City	POLAND
State	OH
Zip	44514-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 498 60 X 323 IRR SHERIDAN BLVD
Legal Subdivision	SHERIDAN BLVD
Legal Lot Number	498
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	2
Census Block	2012
Census Tract	811200

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 COVER DR, YOUNGSTOWN, OH 44514-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	May 24, 1996 · Amount on Record
Deed Document Number	202122919
Deed Book / Page	6465 / 1931
Prior Transfer Date	Jun 24, 2021
Prior Transfer Doc	6465/1931
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Aug 17, 2021
Property Address	105 COVER DR, POLAND, OH 44514-1620
Document Number	6465/1931
Book / Page	6465 / 1931
Map Reference	VOL 28 PG 230
Instrument Date	Jun 24, 2021
Instrument	202100022919
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COVER DR, POLAND, OH 44514-1620

Mortgage

Document Number	202100022920
Date	Aug 17, 2021
Instrument	202100022920

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Municipality	Poland Village
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,876.00 (-0.14%)	$53,540 (-) Land $11,680 Building $41,860	$152,980 (-) Land $33,370 Building $119,610
2024	$2,880.00 (-2.67%)	$53,540 (-) Land $11,680 Building $41,860
2023	$2,959.00 (+23.6%)	$53,540 (+35.58%) Land $11,680 Building $41,860	$152,980 (+35.57%) Land $33,370 Building $119,610
2022	$2,394.00	$39,490 Land $8,890 Building $30,600	$112,840 Land $25,410 Building $87,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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