Pender County property record for 107 Cottage Walk, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,683 sqft · built 2015 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $933,500 (Oct 2024) |
| Tax Bill | $4,914 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-52-4230-0000 |
| Primary APN | 4214-52-4230-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,683 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 33,977 sqft (0.78 acres) |
| Pool Area | 360 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 362 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000059278 |
|---|---|
| Street Address | 107 COTTAGE WALK |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L98 PB 38/19,PECAN GROVE |
| Legal Subdivision | PECAN GROVE PLANTATION |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920201 |
107 Cottage Walk is owned and occupied by an individual who bought it in October 2024.
Source: Pender County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Oct 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Aug 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on File |
| Deed Sale | Oct 29, 2024 · Amount on File |
| Prior Sale | Oct 29, 2024 · Amount on File |
| Deed Document Number | 202420134681 |
| Deed Book / Page | 4849 / 1412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 107 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5151 CORPORATE DR, TROY, MI 48098-2639 |
| Document Number | 0048191103 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 4819/1103 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Oct 29, 2024 |
| Property Address | 107 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Document Number | 0048491410 |
| Book / Page | 4849 / 1410 |
| Map Reference | MB 38 PG 19 |
| Instrument Date | Oct 21, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,867.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Name | Verified Name |
|---|---|
| Address | 107 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Document Number | 0048491413 |
|---|---|
| Date | Oct 29, 2024 |
| Instrument | 4849/1413 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 107 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Document Number | 0047150398 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 107 COTTAGE WALK HAMPSTEAD NC 284433621, HAMPSTEAD, NC 28443-3621 |
| Document Number | 0047150398 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 004715/000398 |
| Instrument | 20065062 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 21, 2017 |
| Property Address | 107 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Document Number | 0046491761 |
| Book / Page | 004649 / 001761 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 20027554 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 COTTAGE WALK HAMPSTEAD NC 284433621, HAMPSTEAD, NC 28443-3621 |
| Document Number | 46491765 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 004649/001765 |
| Instrument | 20027555 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 107 Cottage Walk was $4,914.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,914.00 | $883,921 Land $288,400 Building $595,521 | $883,921 Land $288,400 Building $595,521 |
| 2023 | $509,671 (-) Land $94,107 Building $415,564 | $509,671 (-) Land $94,107 Building $415,564 | |
| 2022 | $4,353.00 | $509,671 Land $94,107 Building $415,564 | $509,671 Land $94,107 Building $415,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Cottage Walk in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Cottage Walk is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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