Pender County property record for 104 Cottage Walk, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,549 sqft · built 2007 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Sep 2014) |
| Tax Bill | $4,355 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-52-4508-0000 |
| Primary APN | 4214-52-4508-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,549 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 37,462 sqft (0.86 acres) |
| Porch | Porch |
| Porch Area | 231 sqft |
| Patio Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 400964392 |
|---|---|
| Street Address | 104 COTTAGE WALK |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L 107,PB 38/19, PECAN GROVE |
| Legal Subdivision | PECAN GROVE PLANTATION |
| Legal Lot Number | 107 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920201 |
104 Cottage Walk is owned and occupied by two individuals who bought it in September 2014.
Source: Pender County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2014 · Amount on File |
| Deed Sale | Sep 9, 2014 · Amount on File |
| Prior Sale | Jul 3, 2007 · Amount on File |
| Deed Document Number | 20144467-074 |
| Deed Book / Page | 4467 / 74 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 104 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 104 COTTAGE WALK, HAMPSTEAD, NC 28443-3621 |
| Document Number | 0047882091 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 4788/2091 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 104 Cottage Walk was $4,355.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,355.00 | $922,035 Land $310,800 Building $611,235 | $922,035 Land $310,800 Building $611,235 |
| 2023 | $494,284 (-) Land $97,226 Building $397,058 | $494,284 (-) Land $97,226 Building $397,058 | |
| 2022 | $4,224.00 | $494,284 Land $97,226 Building $397,058 | $494,284 Land $97,226 Building $397,058 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Cottage Walk in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Cottage Walk is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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