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107 Commerce St, Palacios, TX 77465 Property Records

Matagorda County property record for 107 Commerce St, Palacios, TX 77465 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 800 sqft · built 1995
Lot Size0.137 acres (5,999 sqft)
Owner2 Individual Names on File
Tax Bill$2,388 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN3321-0010-001300

Property Details

APN / Parcel Number

Primary APN3321-0010-001300
Alternative APN
  • 112899

Interior

Full Baths1 Bath
Building Area800 sqft Living Area
Gross Area3,180 sqft
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 1995
Lot Area5,999 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3321-0010-001300
Street Address107 COMMERCE ST
CityPALACIOS
StateTX
Zip77465-5437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALACIOS ORIGINAL TOWNSITE, BLOCK 1, LOT 13-REPLAT
Legal SubdivisionPALACIOS ORIGINAL TOWNSITE
Legal Block1
Legal Lot Number13
JurisdictionMATAGORDA TX
Township / Civil DivisionPALACIOS
Census Block Group2
Census Block2049
Census Tract730600

Owner

Source: Matagorda County records · APN 3321-0010-001300

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1169 CREEK CYN, NEW BRAUNFELS, TX 78132-2163
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2020
Deed SaleSep 29, 2020
Deed Document Number123782
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATAGORDA TX
Property Address109 1/2 COMMERCE ST, PALACIOS, TX 77465-5437
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPOLACIOS ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020005767
DateSep 30, 2020
Instrument2020-005767
Lender
NameGATEWAY FIRST BANK
TypeBank
AddressJENKS, OK 74037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Matagorda County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyMatagorda County
MunicipalityPalacios City
Unified School DistrictPalacios Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,388.00 (-15.74%)$129,320 (+38.16%) Land $15,420 Building $113,900$129,320 (+38.16%) Land $15,420 Building $113,900
2023$93,600 Land $9,960 Building $83,640$93,600 Land $9,960 Building $83,640
2022$2,834.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Matagorda County (48321C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483217306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 52 individual NFIP policies nearby
Nearby Flood Policies52 in force
Nearby Flood Claims58 (1979–2025)
Claims Outside the SFHA30 of 58
Most Recent ClaimJun 2025, other causes
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 6 claims
  • Hurricane Ike, Sep 2008 · 4 claims
  • Hurricane Claudette, Jul 2003 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
AMG Technology Investment GroupFixed Wireless (unlicensed)1,000 / 500
Cable OneCable1,000 / 50
TISDFixed Wireless (unlicensed)400 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

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