Matagorda County property record for 115 Commerce St, Palacios, TX 77465
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1965 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,500 (Mar 2005) |
| Tax Bill | $1,972 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 3321-0010-000900 |
| Primary APN | 3321-0010-000900 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 912 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Account Number | 3321-0010-000900 |
|---|---|
| Street Address | 115 COMMERCE ST |
| City | PALACIOS |
| State | TX |
| Zip | 77465-5437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALACIOS ORIGINAL TOWNSITE, BLOCK 1, LOT 9, ACRES .0 |
| Legal Block | 1 |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | PALACIOS |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 730600 |
Source: Matagorda County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 COMMERCE ST, PALACIOS, TX 77465-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2005 · Amount on Record |
| Deed Sale | Mar 14, 2005 · Amount on Record |
| Prior Sale | Mar 11, 2005 · Amount on Record |
| Deed Document Number | 20051939 |
| Prior Transfer Date | Mar 7, 2005 |
| Prior Transfer Doc | 0000001939 |
| Record Updated | Oct 29, 2026 |
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Matagorda County |
| Municipality | Palacios City |
| Unified School District | Palacios Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,972.00 (+252.77%) Homeowner's exemption Senior Citizen's exemption | $92,733 (-7.41%) | $109,040 (+8.88%) Land $19,280 Building $89,760 |
| 2025 | $559.00 (+13.85%) Homeowner's exemption Senior Citizen's exemption | $100,150 (+29.78%) Land $19,280 Building $80,870 | $100,150 (+29.78%) Land $19,280 Building $80,870 |
| 2023 | $77,170 Land $12,450 Building $64,720 | $77,170 Land $12,450 Building $64,720 | |
| 2022 | $491.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 58 (1979–2025) |
| Claims Outside the SFHA | 30 of 58 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALACIOS serves 4,700 people · EPA ID TX1610004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
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