107 Coldwater, Irvine, CA 92602 Property Records

Orange County property record for 107 Coldwater, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,425 sqft · built 2022
Lot Size	0.138 acres (6,040 sqft)
Owner	Company Name on Record
Last Sale	$4,100,000 (Aug 2023)
Tax Bill	$52,162 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`527-561-12`

Property Details

APN / Parcel Number

Primary APN	`527-561-12`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	4,425 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	6,040 sqft (0.138 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	107 COLDWATER
City	IRVINE
State	CA
Zip	92602-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 19006 BLK LOT 12
Legal Tract	19006
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5030
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	107 COLDWATER, IRVINE, CA 92602-1926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 16, 2023	Grant Deed, Transfer CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE
Aug 16, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage EAST WEST BANK
Jun 16, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 16, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BULIDER SV
Jul 30, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage IRVINE COMMUNITY DEVELOPMENT COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Aug 16, 2023
Deed Document Number	0000199623
Last Transfer Date	Sep 12, 2023
Transfer Doc	0000221192
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 12, 2023
Property Address	107 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000221192
Map Reference	MB 985 PG 28-34
Instrument Date	Aug 31, 2023
Instrument	2023000221192
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	107 COLDWATER, IRVINE, CA 92602-1926

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 16, 2023
Property Address	107 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000199623
Map Reference	MB 985 PG 28-34
Instrument Date	Aug 7, 2023
Instrument	2023000199623
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COLDWATER, IRVINE, CA 92602-1926
Investor	Possibly a Property Investor

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 16, 2023
Property Address	107 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000199624
Map Reference	MB 985 PG 28-34
Instrument Date	Jul 18, 2023
Instrument	2023000199624
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COLDWATER, IRVINE, CA 92602-1926
Investor	Possibly a Property Investor

Mortgage

Document Number	0000199626
Date	Aug 16, 2023
Instrument	2023000199626

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

June 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 16, 2023
Property Address	107 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000144191
Map Reference	MB 985 PG 28-34
Instrument Date	Jun 15, 2023
Instrument	2023000144191
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	107 COLDWATER, IRVINE, CA 92602-1926

Mortgage

Document Number	0000144193
Date	Jun 16, 2023
Instrument	2023000144193

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	9.75%
Max Rate At Change	11.7%
Index	Other
Max Rate	14.7%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 16, 2023
Property Address	107 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000144192
Map Reference	MB 985 PG 28-34
Instrument Date	Jun 15, 2023
Instrument	2023000144192
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BULIDER SV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COLDWATER, IRVINE, CA 92602-1926

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2021
Property Address	107 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000484260
Map Reference	MB 866 PG 12-21
Instrument Date	Jul 21, 2021
Instrument	2021000484260
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ADA STE 200, 200, IRVINE, CA 92618-5325
Investor	Possibly a Property Investor

Mortgage

Document Number	0000484263
Date	Jul 30, 2021
Instrument	2021000484263

Lender

Name	IRVINE COMMUNITY DEVELOPMENT COMPAN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$52,162.00 (+94.11%)	$4,220,760 (+118.45%) Land $2,914,070 Building $1,306,690
2023	$26,873.00 (+32.82%)	$1,932,111 (+50.95%) Land $1,305,600 Building $626,511
2022	$20,232.00	$1,280,000 Land $1,280,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Cityside Fiber, GeoLinks, T-Mobile, Verizon.

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