107 Cliff Dr, Silvis, IL 61282 Property Records

Rock Island County property record for 107 Cliff Dr, Silvis, IL 61282

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,248 sqft · built 1980
Lot Size	0.27 acres (11,893 sqft)
Owner	Individual Name on Record
Last Sale	$161,500 (Jun 2019)
Tax Bill	$5,742 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-101-066`

Property Details

APN / Parcel Number

Primary APN	`18-04-101-066`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Vinyl
Lot Area	11,893 sqft (0.27 acres)
Garage Type	Detached

Location & Zoning

Street Address	107 CLIFF DR
City	SILVIS
State	IL
Zip	61282-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCL
Legal Description	SUPVR ASST MAP LOT 107 SHEET 3
Legal Subdivision	CLIFF HEIGHTS FIRST (1ST) ADD
Legal Block	101
Legal Lot Number	107
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2026
Census Tract	20200

Owner

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 CLIFF DR, SILVIS, IL 61282-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MISSISSIPPI VALLEY CREDIT UNION
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jun 12, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Jan 30, 2019	Deed of Trust, Mortgage · Conventional with PMI VIBRANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	20197857
Last Transfer Date	Mar 27, 2026
Transfer Doc	0000004136
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Apr 8, 2026
Property Address	107 CLIFF DR, SILVIS, IL 61282-1724
Document Number	0000004136
Instrument Date	Mar 27, 2026
Instrument	20264136
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	GOMEZ TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CLIFF DR, SILVIS, IL 61282-1724

Mortgage

Document Number	0000004137,
Date	Apr 8, 2026
Instrument	20264137

Lender

Name	MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	107 CLIFF DR, SILVIS, IL 61282-1724
Document Number	0000012507
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 CLIFF DR SILVIS IL 612821724, SILVIS, IL 61282-1724

Mortgage

Document Number	0000012507
Date	Aug 10, 2020
Instrument	12507

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jun 12, 2019
Property Address	107 CLIFF DR, SILVIS, IL 61282-1724
Document Number	0000007857
Instrument Date	May 16, 2019
Instrument	2019-07857
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 CLIFF DR, SILVIS, IL 61282-1724

Mortgage

Document Number	0000007858
Date	Jun 12, 2019
Instrument	2019-07858

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	107 CLIFF DR, SILVIS, IL 61282-1724
Document Number	0000001312
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 CLIFF DR SILVIS IL 612821724, SILVIS, IL 61282-1724

Mortgage

Document Number	0000001312
Date	Feb 4, 2019
Instrument	1312

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Carbon Cliff Village
County	Rock Island County
County Subdivision	Hampton Township
Elementary School District	Carbon Cliff-Barstow School District 36 (PK - 08)
Secondary School District	United Township High School District 30 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,742.00 (+4.06%) Homeowner's exemption	$68,578 (+8%) Land $7,736 Building $60,842	$205,734 (+8%) Land $23,208 Building $182,526
2024	$5,518.00 (+22.03%)	$63,498 (+20.27%) Land $7,163 Building $56,335	$190,494 (+20.27%) Land $21,489 Building $169,005
2022	$4,522.00	$52,798 Land $5,936 Building $46,862	$158,394 Land $17,808 Building $140,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	18 (1979–2025)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARBON CLIFF serves 2,134 people · EPA ID IL1610100
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink, Verizon.

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