100 Cliff Dr, Silvis, IL 61282 Property Records

Rock Island County property record for 100 Cliff Dr, Silvis, IL 61282

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,254 sqft · built 1978
Lot Size	0.37 acres (16,210 sqft)
Owner	Individual Name on Record
Tax Bill	$4,582 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-101-056`

Property Details

APN / Parcel Number

Primary APN	`18-04-101-056`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Lot Area	16,210 sqft (0.37 acres)
Garage Type	Detached
Garage Area	576 sqft

Location & Zoning

Street Address	100 CLIFF DR
City	SILVIS
State	IL
Zip	61282-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCL
Legal Description	LOT 18 CLIFF HEIGHTS 1ST ADD TO CARBON CLIFF
Legal Subdivision	CLIFF HEIGHTS 1ST ADD
Legal Block	101
Legal Lot Number	18
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2026
Census Tract	20200

Owner

Source: Rock Island County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 CLIFF DR, SILVIS, IL 61282-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2020
Transfer Doc	0000000393
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	100 CLIFF DR, SILVIS, IL 61282-1725
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011492
Date	Jul 13, 2022
Instrument	2022-11492

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	100 CLIFF DR, SILVIS, IL 61282-1725
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	LAKESHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015492
Date	Sep 28, 2020
Instrument	2020-15492

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.88%
Max Rate At Change	4.25%
Index	1-Year CMT

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	100 CLIFF DR, SILVIS, IL 61282-1725
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012805
Date	Jul 13, 2021
Instrument	2021-12805

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Carbon Cliff Village
County	Rock Island County
County Subdivision	Hampton Township
Elementary School District	Carbon Cliff-Barstow School District 36 (PK - 08)
Secondary School District	United Township High School District 30 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,582.00 (+16.35%) Homeowner's exemption Senior Citizen's exemption	$60,935 (+8%) Land $7,736 Building $53,199	$182,805 (+8%) Land $23,208 Building $159,597
2024		$56,421 (+20.66%) Land $7,163 Building $49,258	$169,263 (+20.66%) Land $21,489 Building $147,774
2022	$3,938.00	$46,761 Land $5,936 Building $40,825	$140,283 Land $17,808 Building $122,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	18 (1979–2025)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARBON CLIFF serves 2,134 people · EPA ID IL1610100
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink, Verizon.

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