107 Cherry Oaks Ct, Springfield, GA 31329 Property Records

Effingham County property record for 107 Cherry Oaks Ct, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,417 sqft · built 2016
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Mar 2021)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0428C-237-000`

Property Details

APN / Parcel Number

Primary APN	`0428C-237-000`
Alternative APNs	`0428C237` `15559`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,417 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15559
Street Address	107 CHERRY OAKS CT
City	SPRINGFIELD
State	GA
Zip	31329-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.37 AC LOT 237 (OUT 428-17)
Legal Subdivision	SHADOWBROOK
Legal Phase	3B
Legal Block	IIIB
Legal Lot Number	237
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1012
Census Tract	30205

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage ANGEL OAK HOME LOANS
Mar 16, 2021	Warranty Deed, Transfer
Mar 11, 2016	Limited Warranty Deed, Transfer STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	2021873
Deed Book / Page	2679 / 82
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503

Mortgage

Document Number	0000002596/0000000023
Date	Jun 1, 2020
Book Page	0000002596/0000000023
Instrument	005131

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503

Mortgage

Document Number	0000002679/0000000084
Date	Apr 9, 2021
Book Page	0000002679/0000000084
Instrument	004223

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 16, 2021
Property Address	107 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503
Document Number	0002679/82
Book / Page	2679 / 82
Instrument Date	Mar 16, 2021
Instrument	2021-000873
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503

March 2016: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 11, 2016
Property Address	107 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503
Document Number	002337/285
Book / Page	2337 / 285
Instrument Date	Mar 11, 2016
Instrument	2016-000568
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190B KING GEORGE BLVD, SAVANNAH, GA 31419-9546
Investor	Possibly a Property Investor

Mortgage

Document Number	002337/286
Date	Mar 23, 2016
Book Page	2337/286
Instrument	002210

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2017

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,133 (%) Land $22,800 Building $80,333	$257,834 (-) Land $57,000 Building $200,834
2025	$3,490.00 (-1.22%) Homeowner's exemption	$103,134 (-9.52%) Land $22,800 Building $80,334	$257,834 (-9.52%) Land $57,000 Building $200,834
2024	$3,533.00 (+35.21%) Homeowner's exemption	$113,980 (+23.55%) Land $22,800 Building $91,180	$284,949 (+23.55%) Land $57,000 Building $227,949
2022	$2,613.00	$92,252 Land $15,200 Building $77,052	$230,630 Land $38,000 Building $192,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Windstream.

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