105 Cherry Oaks Ct, Springfield, GA 31329 Property Records

Effingham County property record for 105 Cherry Oaks Ct, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,020 sqft · built 2015
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$151,940 (Jun 2015)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0428C-238-000`

Property Details

APN / Parcel Number

Primary APN	`0428C-238-000`
Alternative APNs	`0428C238` `15560`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,020 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	80 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15560
Street Address	105 CHERRY OAKS CT
City	SPRINGFIELD
State	GA
Zip	31329-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.30 AC LOT 238 OUT 428-17
Legal Subdivision	SHADOWBROOK
Legal Phase	111B
Legal Block	IIIB
Legal Lot Number	238
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1012
Census Tract	30205

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MILEND
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage MILEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Mar 19, 2014 · Amount on Record
Deed Document Number	20151474
Deed Book / Page	2297 / 516
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 24, 2026
Property Address	105 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503
Document Number	0000000556
Book / Page	3052 / 784
Instrument Date	Jun 18, 2026
Instrument	2026556
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503

Mortgage

Document Number	0000000556,
Date	Jun 24, 2026
Book Page	3052/784
Instrument	2026556

Lender

Name	MILEND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	105 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHERRY OAKS CT, SPRINGFIELD, GA 31329-5503

Mortgage

Document Number	0000003005/0000000424
Date	Nov 4, 2025
Book Page	0000003005/0000000424
Instrument	D2025008689

Lender

Name	MILEND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,426 (-12.66%) Land $22,800 Building $86,626	$273,565 (-12.66%) Land $57,000 Building $216,565
2025	$4,505.00 (+12.09%)	$125,294 (+5.26%) Land $22,800 Building $102,494	$313,235 (+5.26%) Land $57,000 Building $256,235
2024	$4,019.00 (+14.96%)	$119,038 (+17.49%) Land $22,800 Building $96,238	$297,594 (+17.49%) Land $57,000 Building $240,594
2022	$3,496.00	$101,314 Land $15,200 Building $86,114	$253,284 Land $38,000 Building $215,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Windstream.

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