107 Cedar Spring Dr, Bonneau, SC 29431 Property Records

Berkeley County property record for 107 Cedar Spring Dr, Bonneau, SC 29431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,630 sqft · built 1979
Lot Size	0.401 acres (17,477 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2013)
Tax Bill	$273 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-04-01-031`

Property Details

APN / Parcel Number

Primary APN	`068-04-01-031`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,630 sqft Finished Area
Gross Area	2,383 sqft
1st Floor Area	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,477 sqft (0.401 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft

Exterior Amenities

Porch	Patio
Porch Area	378 sqft
Deck Area	240 sqft
Storage Building	75 sqft

Location & Zoning

Street Address	107 CEDAR SPRING DR
City	BONNEAU
State	SC
Zip	29431-8681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 742POOSHEELOT 97
Legal Subdivision	POOSHEE
Legal Lot Number	97
Jurisdiction	BERKELEY SC
Township / Civil Division	BONNEAU
Census Block Group	4
Census Block	4030
Census Tract	20304

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 CEDAR SPRING DR, BONNEAU, SC 29431-8681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2013 · Amount on Record
Deed Sale	May 15, 2013 · Amount on Record
Prior Sale	May 11, 2010 · Amount on Record
Deed Document Number	201311996
Deed Book / Page	10123 / 109
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	107 CEDAR SPRING DR, BONNEAU, SC 29431-8681
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04006/0254
Date	Oct 13, 2021
Book Page	4006/254
Instrument	2021048422

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	107 CEDAR SPRING DR, BONNEAU, SC 29431-8681
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4006/0254
Date	Oct 13, 2021
Book Page	4006/254
Instrument	2021048422

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	107 CEDAR SPRING DR, BONNEAU, SC 29431-8681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2728/0639
Date	Apr 23, 2018
Book Page	2728/0639
Instrument	2018013380

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,236 (+2,399.83%) Land $70,995 Building $136,241	$291,900 (-) Land $100,000 Building $191,900
2025	$273.00 (+9.64%)	$8,290 (-) Land $2,840 Building $5,450	$291,900 (-) Land $100,000 Building $191,900
2024	$249.00 (+3.32%) Additional exemption filed	$8,290 (+15.01%) Land $2,840 Building $5,450	$291,900 (+57.87%) Land $100,000 Building $191,900
2022	$241.00 Additional exemption filed	$7,208 Land $1,559 Building $5,649	$184,900 Land $40,000 Building $144,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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