102 Cedar Spring Dr, Bonneau, SC 29431 Property Records

Berkeley County property record for 102 Cedar Spring Dr, Bonneau, SC 29431

Property Summary

Property Type	Single Family Home
Details	1,506 sqft · built 2021
Lot Size	0.914 acres (39,850 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Jul 2024)
Tax Bill	$5,700 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-16-03-041`

Property Details

APN / Parcel Number

Primary APN	`056-16-03-041`

Interior

Stories	1 Story
Building Area	1,506 sqft Finished Area
Gross Area	3,018 sqft
1st Floor Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	39,850 sqft (0.914 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Patio
Porch Area	262 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Storage Building	736 sqft

Location & Zoning

Street Address	102 CEDAR SPRING DR
City	BONNEAU
State	SC
Zip	29431-8680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 742POOSHEELOT 95 & 96 TO CREATE LOT 95A
Legal Subdivision	POOSHEE
Legal Lot Number	95A
Jurisdiction	BERKELEY SC
Township / Civil Division	BONNEAU
Census Block Group	4
Census Block	4032
Census Tract	20304

Owner

102 Cedar Spring Dr is owned and occupied by an individual who bought it in July 2024.

Source: Berkeley County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	102 CEDAR SPRING DR, BONNEAU, SC 29431-8680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 14, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Sep 14, 2021 · Amount on File
Deed Document Number	202423147
Deed Book / Page	4926 / 52
Prior Transfer Date	Oct 10, 2013
Prior Transfer Doc	10430/0113
Record Updated	Oct 29, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 29, 2024
Property Address	102 CEDAR SPRING DR, BONNEAU, SC 29431-8680
Document Number	04926/0052
Book / Page	4926 / 52
Map Reference	CAB S PG 331
Instrument Date	Jul 23, 2024
Instrument	2024023147
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CEDAR SPRING DR, BONNEAU, SC 29431-8680

Mortgage

Document Number	2024023148
Date	Jul 29, 2024
Instrument	2024023148

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 14, 2021
Property Address	102 CEDAR SPRING DR, BONNEAU, SC 29431-8680
Document Number	03969/0991
Book / Page	3969 / 991
Map Reference	CAB S PG 331
Instrument Date	Sep 10, 2021
Instrument	2021043619
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CEDAR SPRING DR, BONNEAU, SC 29431-8680

Mortgage

Document Number	2021043620
Date	Sep 14, 2021
Instrument	2021043620

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	102 CEDAR SPRING DR, BONNEAU, SC 29431-8680
Document Number	3356/0724
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 CEDAR SPRING DR BONNEAU SC 294318680, BONNEAU, SC 29431-8680

Mortgage

Document Number	3356/0724
Date	May 12, 2020
Book Page	003356/000724
Instrument	16257

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 102 Cedar Spring Dr was $5,700, up 671.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,000 (+1,566.67%) Land $98,000 Building $288,000	$386,000 (-) Land $98,000 Building $288,000
2025	$5,700.00 (+671.31%)	$23,160 (-) Land $5,880 Building $17,280	$386,000 (-) Land $98,000 Building $288,000
2024	$739.00	$23,160 Land $5,880 Building $17,280	$386,000 Land $98,000 Building $288,000
2022	$712.00 Homeowner's exemption	$6,816 Land $3,000 Building $3,816	$170,400 Land $75,000 Building $95,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 Cedar Spring Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cedar Spring Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Spring Dr

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