107 Cates Cv, Elgin, TX 78621 Property Records

Bastrop County property record for 107 Cates Cv, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,196 sqft · built 2018
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Tax Bill	$6,830 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8705309`

Property Details

APN / Parcel Number

Primary APN	`R8705309`

Interior

Bedrooms	5 Beds
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	1,143 sqft
2nd Floor Area	1,053 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 CATES CV
City	ELGIN
State	TX
Zip	78621-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA FARMS SUBDIVISION SECTION THREE, BLOCK C, LOT 88, ACRES 0.149
Legal Subdivision	SARATOGA FARMS SUBDIVISION SECTION THREE
Legal Block	C
Legal Lot Number	88
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2058
Census Tract	950202

Owner

Source: Bastrop County records · APN R8705309

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 CATES CV, ELGIN, TX 78621-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	107 CATES CV, ELGIN, TX 78621-2520
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020301
Date	Nov 19, 2020
Instrument	202020301

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Municipality	Elgin City
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,830.00 (+7.54%) Homeowner's exemption	$345,499 (-15.93%) Land $64,450 Building $281,049	$345,499 (-15.93%) Land $64,450 Building $281,049
2023	$6,351.00 (-9.76%) Homeowner's exemption	$410,982 Land $64,450 Building $346,532	$410,982 Land $64,450 Building $346,532
2022	$7,038.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

Based on FCC filings for 168 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUA WSC serves 86,325 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.