105 Cates Cv, Elgin, TX 78621 Property Records

Bastrop County property record for 105 Cates Cv, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,529 sqft · built 2018
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Apr 2018)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8705308`

Property Details

APN / Parcel Number

Primary APN	`R8705308`

Interior

Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	2,017 sqft
1st Floor Area	1,529 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 CATES CV
City	ELGIN
State	TX
Zip	78621-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA FARMS SUBDIVISION SECTION THREE, BLOCK C, LOT 87, ACRES 0.149
Legal Subdivision	SARATOGA FARMS SUBDIVISION SECTION THREE
Legal Block	C
Legal Lot Number	87
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2058
Census Tract	950202

Owner

Source: Bastrop County records · APN R8705308

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 CATES CV, ELGIN, TX 78621-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Aug 17, 2021	Intrafamily Transfer, Transfer
Apr 17, 2018	Vendor's Lien, Transfer · FHA Mortgage SENTE MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	20185315
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000017477
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	105 CATES CV, ELGIN, TX 78621-2520
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202116333
Date	Aug 02, 2021
Instrument	202116333

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 01, 2046

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BASTROP TX
Recording Date	Aug 17, 2021
Property Address	105 CATES CV, ELGIN, TX 78621-2520
Document Number	202117477
Map Reference	CAB 6 PG 73B
Instrument Date	Aug 17, 2021
Instrument	202117477
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CATES CV, ELGIN, TX 78621-2520

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Apr 17, 2018
Property Address	105 CATES CV, ELGIN, TX 78621-2520
Document Number	201805315
Map Reference	CAB6 PG73B
Instrument Date	Apr 16, 2018
Instrument	201805315
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	PLATINUM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CATES COVE, ELGIN, TX 78621-2520

Mortgage

Document Number	201805316
Date	Apr 17, 2018
Instrument	201805316

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Municipality	Elgin City
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,458.00 (-9.68%) Homeowner's exemption	$290,079 (-17.22%) Land $64,450 Building $225,629	$290,079 (-17.22%) Land $64,450 Building $225,629
2024	$6,043.00 (+17.23%)
2023	$5,155.00 (-11.7%) Homeowner's exemption	$350,423 Land $64,450 Building $285,973	$350,423 Land $64,450 Building $285,973
2022	$5,838.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219502022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 33% of Texas
Wildfire Likelihood	About 1 in 893 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
SOS Communications	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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