107 Bogard St, Charleston, SC 29403 Property Records

Charleston County property record for 107 Bogard St, Charleston, SC 29403

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,814 sqft · built 1880
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Jun 2025)
Tax Bill	$14,346 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`460-11-02-115`

Property Details

APN / Parcel Number

Primary APN	`460-11-02-115`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,814 sqft Total Area
1st Floor Area	907 sqft
Upper Floors Area	907 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	90 ft deep x 34 ft wide
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	107 BOGARD ST
City	CHARLESTON
State	SC
Zip	29403-6735
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUBDIVISION NAME -107 BOGARD ST DESCRIPTION -LT 14
Legal Subdivision	107 BOGARD ST
Legal Lot Number	14
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1009
Census Tract	1100

Owner

107 Bogard St, a duplex, is owned and occupied by two individuals who bought it in June 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 BOGARD ST, CHARLESTON, SC 29403-6735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU
May 7, 2020	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
May 29, 2018	Grant Deed, Transfer MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Oct 24, 2023 · Amount on File
Deed Book / Page	1317 / 923
Prior Transfer Date	Oct 19, 2010
Prior Transfer Doc	0151/0491
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 24, 2023
Property Address	107 BOGARD ST, CHARLESTON, SC 29403-6735
Document Number	0012090777
Book / Page	1209 / 777
Map Reference	MB B PG 149
Instrument Date	Oct 6, 2023
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,241.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BOGARD ST APT B, B, CHARLESTON, SC 29403-6735

Mortgage

Document Number	0001209778
Date	Oct 24, 2023
Instrument	1209/778

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Max Rate	10.3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	107 BOGARD ST, CHARLESTON, SC 29403-6735
Document Number	0885/0267
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BOGARD ST #B CHARLESTON SC 294036735, B, CHARLESTON, SC 29403-6735

Mortgage

Document Number	0885/0267
Date	May 26, 2020
Book Page	000885/000267

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 29, 2018
Property Address	107 BOGARD ST, CHARLESTON, SC 29403-6735
Document Number	0721/0699
Book / Page	000721 / 000699
Instrument Date	May 14, 2018
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107-B BOARD ST CHARLESTON SC 29403, CHARLESTON, SC 29403

Mortgage

Document Number	721/0700
Date	May 29, 2018
Book Page	000721/000700

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 107 Bogard St was $14,346, down 3.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,346.00 (-3.57%)	$862,000 (+1,566.67%) Land $400,000 Building $462,000	$862,000 Land $400,000 Building $462,000
2024	$14,877.00	$51,720
2022	$9,456.00	$35,280	$588,000 Land $285,000 Building $303,000
2020			$862,000 Land $400,000 Building $462,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Bogard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 Bogard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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