107 Beachgate Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 107 Beachgate Way, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,567 sqft · built 2002
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (Jul 2023)
Tax Bill	$21,212 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-212-10`

Property Details

APN / Parcel Number

Primary APN	`038-212-10`
Alternative APN	`038-212-10-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,567 sqft Living Area
Gross Area	1,886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Tile
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	319 sqft
Parking Spaces	1 Parking Space
Deck Area	95 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	107 BEACHGATE WAY
City	APTOS
State	CA
Zip	95003-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SEACLIFF PARK 02
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122100

Owner

Source: Santa Cruz County records · APN 038-212-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1735 CAMPBELL AVE, SAN JOSE, CA 95125-5508
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 10, 2021	Intrafamily Transfer, Transfer
Oct 17, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 13, 2017	Quit Claim Deed, Transfer Quitclaim
May 09, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	202313834
Prior Transfer Date	Dec 09, 2021
Prior Transfer Doc	0000059991
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 27, 2023
Property Address	107 BEACHGATE WAY, APTOS, CA 95003-4302
Document Number	0000013834
Map Reference	MB 18 PG 54
Instrument Date	Jul 24, 2023
Instrument	2023-0013834
Transaction Type	Transfer
Record Updated	Aug 09, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1735 CAMPBELL AVE, SAN JOSE, CA 95125-5508

Mortgage

Document Number	0000013835
Date	Jul 27, 2023
Instrument	2023-0013835

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 10, 2021
Property Address	107 BEACHGATE WAY, APTOS, CA 95003-4302
Document Number	0000059991
Map Reference	MB 18 PG 54
Instrument Date	Dec 09, 2021
Instrument	2021-0059991
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6654 LEYLAND PARK DR, SAN JOSE, CA 95120-4636

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 17, 2017
Property Address	107 BEACHGATE WAY, APTOS, CA 95003-4302
Document Number	0000034804
Instrument Date	Oct 13, 2017
Instrument	34804
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,327.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6564 PFEIFFER RANCH RD SAN JOSE CA 951201625, SAN JOSE, CA 95120-1625

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 13, 2017
Property Address	107 BEACHGATE WAY, APTOS, CA 95003-4302
Document Number	0000034485
Instrument Date	Aug 31, 2017
Instrument	34485
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	680 24TH AVE SANTA CRUZ CA 950624206, SANTA CRUZ, CA 95062-4206

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 09, 2017
Property Address	107 BEACHGATE WAY, APTOS, CA 95003-4302
Document Number	0000015292
Instrument Date	May 04, 2017
Instrument	15292
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	107 BEACHGATE WAY APTOS CA 950034302, APTOS, CA 95003-4302

Mortgage

Document Number	15293
Date	May 09, 2017
Instrument	15293

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 08, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,768,680 (+2%) Land $1,326,510 Building $442,170
2025	$21,212.00 (+35.81%)	$1,734,000 (+31.36%) Land $1,300,500 Building $433,500
2023	$15,619.00 (+2.06%)	$1,320,031 (+2%) Land $924,022 Building $396,009	$1,487,880
2022	$15,303.00	$1,294,148 Land $905,904 Building $388,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
T-Mobile USA	Fixed Wireless	100 / 20
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cruzio Internet, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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