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104 Beachgate Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 104 Beachgate Way, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1978
Square Footage1,804 sqft Living Area
Lot Size3,485 sqft (0.08 acres)
GarageAttached, 635 sqft
OccupancyOwner Occupied
Tax Bill$5,943.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-213-11
Alternative APN
  • 038-213-11-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,804 sqft Living Area
Gross Area2,439 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area3,485 sqft (0.08 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area635 sqft Garage
Deck Area998 sqft Deck
Patio Area998 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address104 BEACHGATE WAY
CityAPTOS
StateCA
Zip95003-4303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSEACLIFF PARK 02
Legal BlockH
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1043
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-213-11

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address104 BEACHGATE WAY, APTOS, CA 95003-4303
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Jul 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Nov 08, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
MUFG UNION BANK NA
Oct 31, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 27, 2017
Transfer Doc0000036569
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address104 BEACHGATE WAY, APTOS, CA 95003-4303
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 BEACHGATE WAY, APTOS, CA 95003-4303

Mortgage

Document Number0000013523
DateMar 05, 2021
Instrument2021-0013523
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.55%
Type Change DateMar 01, 2028
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change2.95%
Max Rate At Change10.9%
Index1-Year CMT
Max Rate10.9%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address104 BEACHGATE WAY, APTOS, CA 95003-4303
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TTL OF CALFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023637
DateJul 01, 2020
Instrument2020-0023637
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyAnnually

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address104 BEACHGATE WAY, APTOS, CA 95003-4303
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033654
DateNov 08, 2018
Instrument2018-0033654
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueDec 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateDec 01, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change6%
Index1-Year LIBOR
Max Rate10%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 31, 2017
Property Address104 BEACHGATE WAY, APTOS, CA 95003-4303
Document Number0000036569
Instrument DateOct 27, 2017
Instrument36569
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address104 BEACHGATE WAY APTOS CA 950034303, APTOS, CA 95003-4303

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$391,531 (+2%) Land $155,401 Building $236,130
2025$5,943.00 (+11.69%)$383,854 (+4.04%) Land $152,354 Building $231,500
2023$5,321.00 (+2.72%)$368,948 Land $146,437 Building $222,511$1,021,320
2022$5,180.00

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