107 Ave Pala, San Clemente, CA 92672 Property Records

Orange County property record for 107 Ave Pala, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1962
Lot Size	0.103 acres (4,472 sqft)
Owner	Trust Name on File
Last Sale	$620,000 (Jul 2016)
Tax Bill	$8,074 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-112-11`

Property Details

APN / Parcel Number

Primary APN	`060-112-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	4,472 sqft (0.103 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	107 AVENUE PALA
City	SAN CLEMENTE
State	CA
Zip	92672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 900 BLK 10 LOT 9
Legal Subdivision	TRACT NO 900
Legal Tract	900
Legal Block	10
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1020
Census Tract	42114

Owner

107 Ave Pala is owner-occupied and held in a trust since July 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	107 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jul 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2016 · Amount on File
Deed Sale	Jul 22, 2016 · Amount on File
Deed Document Number	2016336709
Last Transfer Date	Jul 5, 2019
Transfer Doc	0000246022
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	107 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460

Mortgage

Document Number	0000515516
Date	Aug 16, 2021
Instrument	2021000515516

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	107 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421412
Date	Aug 19, 2020
Instrument	2020000421412

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	107 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008706
Date	Jan 8, 2020
Instrument	2020000008706

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 10, 2019
Property Address	107 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Document Number	0000246022
Instrument Date	Jul 5, 2019
Instrument	246022
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	107 AVENIDA PALA SAN CLEMENTE CA 926723460, SAN CLEMENTE, CA 92672-3460

Tax Assessment & Valuation

The 2025 property tax bill for 107 Ave Pala was $8,074 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$834,455 (+3.6%) Land $663,039 Building $171,416
2025	$8,074.00 Homeowner's exemption	$805,490 Land $650,039 Building $155,451
2023	$7,006.00 (+1.95%)	$691,620 Land $624,797 Building $66,823
2022	$6,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 107 Ave Pala in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Ave Pala is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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