105 Ave Pala, San Clemente, CA 92672 Property Records

Orange County property record for 105 Ave Pala, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,099 sqft · built 1962
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Oct 2020)
Tax Bill	$10,938 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-112-10`

Property Details

APN / Parcel Number

Primary APN	`060-112-10`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,099 sqft Living Area
1st Floor Area	2,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	4,500 sqft (0.103 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	105 AVENUE PALA
City	SAN CLEMENTE
State	CA
Zip	92672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 900 BLK 10 LOT 8
Legal Subdivision	TRACT NO. 900
Legal Tract	900
Legal Block	10
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1020
Census Tract	42114

Owner

105 Ave Pala is owned by two individuals who bought it in October 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage JET MORTGAGE
Nov 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage DEL TORO LOAN SERVICING INC
Oct 26, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Aug 28, 2001 · Amount on File
Deed Document Number	2020605071
Prior Transfer Date	Dec 15, 1993
Prior Transfer Doc	0000899657
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 25, 2026
Property Address	105 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Document Number	0000182164
Instrument Date	Jun 23, 2026
Instrument	2026182164
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PROGRESSIVE LAND TITLE, PROGRESSIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7027 ISLAND VILLAGE DR, LONG BEACH, CA 90803-4304

Mortgage

Document Number	0000182164,
Date	Jun 25, 2026
Instrument	2026182164

Lender

Name	JET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	105 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TTL INS CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 ISLAND VILLAGE DR, LONG BEACH, CA 90803-4304

Mortgage

Document Number	0000274873
Date	Nov 9, 2023
Instrument	2023000274873

Lender

Name	DEL TORO LOAN SERVICING INC
Type	Mortgage Company
Address	LONG BEACH, CA 90803

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 26, 2020
Property Address	105 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460
Document Number	0000605071
Map Reference	MB 28 PG 21&24
Instrument Date	Aug 27, 2020
Instrument	2020000605071
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 AVENIDA PALA, SAN CLEMENTE, CA 92672-3460

Mortgage

Document Number	0000605072
Date	Oct 26, 2020
Instrument	2020000605072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Ave Pala was $10,938.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,104,080 (+2%) Land $949,510 Building $154,570
2025	$10,938.00	$1,082,432 Land $930,892 Building $151,540
2023	$10,528.00 (+1.94%)	$1,040,400 Land $894,744 Building $145,656
2022	$10,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 Ave Pala in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ave Pala is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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