Cass County property record for 107 7th St E, Horace, ND 58047 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,574 sqft · built 2020 |
| Lot Size | 0.393 acres (17,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,952 (Nov 2020) |
| Tax Bill | $8,034 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage May 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-2950-00070-000 |
| Primary APN | 15-2950-00070-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 1,574 sqft Living Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 500 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,144 sqft (0.393 acres) |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 107 7TH ST E |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-5504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 7 BLOCK: 1 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 7 BLK 1 **9-20-18 REPLAT OF |
| Legal Subdivision | TERRA GARDENS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 40503 |
Source: Cass County records · APN 15-2950-00070-000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 7TH ST E, HORACE, ND 58047-5504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK |
| May 15, 2020 | Loan Modification, Mortgage CENTRAL MN CU |
| Sep 12, 2019 | Quit Claim Deed, Transfer FM TITLE |
| Aug 26, 2019 | Deed of Trust, Construction Loan · Line of Credit CENTRAL MN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2020 · Amount on Record |
| Deed Sale | Nov 02, 2020 · Amount on Record |
| Prior Sale | Oct 07, 2019 · Amount on Record |
| Deed Document Number | 20201610923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Nov 02, 2020 |
| Property Address | 107 7TH ST E, HORACE, ND 58047-5504 |
| Document Number | 0001610923 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 1610923 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | FM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 7TH ST E, HORACE, ND 58047-5504 |
| Document Number | 0001610924 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | 1610924 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 107 7TH ST E, HORACE, ND 58047-5504 |
| Document Number | 0001598238 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 107 7TH ST E HORACE ND 580475504, HORACE, ND 58047-5504 |
| Investor | Possibly a Property Investor |
| Document Number | 0001598238 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 1598238 |
| Name | CENTRAL MN CU |
|---|---|
| Address | MELROSE, MN 56352 |
| Term | 12 Months |
|---|---|
| Due | Jul 19, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Sep 12, 2019 |
| Property Address | 107 7TH ST E, HORACE, ND 58047-5504 |
| Document Number | 0001571370 |
| Instrument Date | Sep 06, 2019 |
| Instrument | 1571370 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | FM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Aug 26, 2019 |
| Property Address | 107 7TH ST E, HORACE, ND 58047-5504 |
| Document Number | 0001570036 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 1570036 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 07, 2020 |
| Title Company | FM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0001570036 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 1570036 |
| Name | CENTRAL MN CU |
|---|---|
| Address | MELROSE, MN 56352 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,034.00 (-13.88%) | $206,450 (+4.9%) Land $45,500 Building $160,950 | $412,900 (+4.9%) Land $91,000 Building $321,900 |
| 2023 | $9,329.00 | $196,800 Land $45,500 Building $151,300 | $393,600 Land $91,000 Building $302,600 |
Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170405032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Nearby Flood Policies | 28 in force |
| Wildfire Risk | Low above 3% of the US · above 10% of North Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Dickey Rural Telephone Cooperative | Fiber | 2,500 / 2,500 |
| Midcontinent Communications | Cable | 2,000 / 1,000 |
| Cable One | Fiber | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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