225 7th St E, Horace, ND 58047 Property Records

Cass County property record for 225 7th St E, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,108 sqft · built 2020
Lot Size	0.284 acres (12,406 sqft)
Owner	Individual Name on Record
Last Sale	$299,527 (Nov 2020)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`15-2950-00130-000`

Property Details

APN / Parcel Number

Primary APN	`15-2950-00130-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,108 sqft Living Area
Basement Area	950 sqft
Finished Basement	950 sqft
Unfinished Basement	950 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,406 sqft (0.284 acres)
Garage Type	Attached
Garage Area	896 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	225 7TH ST E
City	HORACE
State	ND
Zip	58047-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 13 BLOCK: 1 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 13 BLK 1 **9-20-18 REPLAT OF
Legal Subdivision	TERRA GARDENS ADDITION
Legal Block	1
Legal Lot Number	13
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2018
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 7TH ST E, HORACE, ND 58047-5505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWN & COUNTRY CU
May 28, 2020	Warranty Deed, Construction Loan · Construction Mortgage BELL BANK
May 28, 2020	Warranty Deed, Transfer PLAINS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	May 28, 2020 · Amount on Record
Deed Document Number	20201611696
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 9, 2020
Property Address	225 7TH ST E, HORACE, ND 58047-5505
Document Number	0001611696
Instrument Date	Nov 6, 2020
Instrument	1611696
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022
Title Company	THE TITLE CO RESIDENTIAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 7TH ST E, HORACE, ND 58047-5505

Mortgage

Document Number	0001611697
Date	Nov 9, 2020
Instrument	1611697

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 28, 2020
Property Address	225 7TH ST E, HORACE, ND 58047-5505
Document Number	0001591914
Instrument Date	May 27, 2020
Instrument	1591914
Transaction Type	Construction Loan
Record Updated	Aug 24, 2022
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 515, MOORHEAD, MN 56561-0515
Investor	Possibly a Property Investor

Mortgage

Document Number	0001591915
Date	May 28, 2020
Instrument	1591915

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Mar 1, 2021

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 28, 2020
Property Address	225 7TH ST E, HORACE, ND 58047-5505
Document Number	0001591913
Instrument Date	May 27, 2020
Instrument	1591913
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,648.00 (+11.44%)	$169,300 (+6.11%) Land $32,750 Building $136,550	$338,600 (+6.11%) Land $65,500 Building $273,100
2023	$4,171.00	$159,550 Land $32,750 Building $126,800	$319,100 Land $65,500 Building $253,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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