10695 Vista Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 10695 Vista Rd, Atascadero, CA 93422 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,719 sqft · built 1980
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (Oct 2020)
Tax Bill	$8,936 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-052-002`

Property Details

APN / Parcel Number

Primary APN	`055-052-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,719 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Lot Area	161,172 sqft (3.7 acres)
Terrain	Above Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	10695 VISTA RD
City	ATASCADERO
State	CA
Zip	93422-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY ATAS ATAS COL BL 40 LT 38A
Legal Subdivision	ATASCADERO COLONY
Legal Block	40
Legal Lot Number	38A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3026
Census Tract	12706

Owner

Source: San Luis Obispo County records · APN 055-052-002

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2647, ATASCADERO, CA 93423-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Oct 02, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2019	Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	2020054956
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	10695 VISTA RD, ATASCADERO, CA 93422-2104
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10695 VISTA RD, ATASCADERO, CA 93422-2104

Mortgage

Document Number	0000070644
Date	Oct 19, 2021
Instrument	2021070644

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	10695 VISTA RD, ATASCADERO, CA 93422-2104
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015981
Date	Apr 23, 2018
Instrument	2018015981

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 02, 2020
Property Address	10695 VISTA RD, ATASCADERO, CA 93422-2104
Document Number	0000054956
Map Reference	MB 3 PG 54
Instrument Date	Aug 28, 2020
Instrument	2020054956
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2647, ATASCADERO, CA 93423-2647

Mortgage

Document Number	0000054957
Date	Oct 02, 2020
Instrument	2020054957

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 21, 2019
Property Address	10695 VISTA RD, ATASCADERO, CA 93422-2104
Document Number	0000046411
Map Reference	MB 3 PG 54
Instrument Date	Oct 10, 2019
Instrument	2019046411
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10695 VISTA RD, ATASCADERO, CA 93422-2104

Mortgage

Document Number	0000046412
Date	Oct 21, 2019
Instrument	2019046412

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2034

Mortgage

Document Number	0000046413
Date	Oct 21, 2019
Instrument	2019046413

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,936.00 (+4.94%) Homeowner's exemption	$789,323 (+4.04%) Land $289,656 Building $499,667
2023	$8,515.00 (+1.26%) Homeowner's exemption	$758,674 Land $278,409 Building $480,265
2022	$8,409.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790127063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	About 1 in 209 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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