10690 Sinclair Dr, Independence, KY 41051 Property Records

Kenton County property record for 10690 Sinclair Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,508 sqft · built 2014
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (Jun 2018)
Tax Bill$2,850 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN019-00-03-441.00

Property Details

APN / Parcel Number

Primary APN019-00-03-441.00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,508 sqft Finished Area

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0190003441.00
Street Address10690 SINCLAIR DR
CityINDEPENDENCE
StateKY
Zip41051-7545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENHURST SEC 14 LOT 441
Legal SubdivisionGLENHURST
Legal Phase14
Legal Lot Number441
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1011
Census Tract63609

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10690 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Jun 7, 2018Warranty Deed, Transfer · Conventional with PMI
VICTORY CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2018 · Amount on Record
Deed SaleJun 7, 2018 · Amount on Record
Prior SaleJul 10, 2013 · Amount on Record
Deed Document Number0004117140
Deed Book / Page4117 / 140
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10690 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000252
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10690 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

Mortgage

Document Number0000000252
DateOct 20, 2020
Book Page00M114/000077
Instrument252
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 7, 2018
Property Address10690 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000216
Book / Page0I4117 / 000140
Instrument DateJun 1, 2018
Instrument216
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanyHOMESTEAD TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$193.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10690 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

Mortgage

Document Number217
DateJun 7, 2018
Book Page0I4117/000143
Instrument217
Lender
NameVICTORY CMNTY BK
TypeBank
AddressFORT MITCHELL, KY 41017
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 6, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,850.00 (+17.04%)$245,100 (+26.99%) Land $45,000 Building $200,100$245,100 (+26.99%) Land $45,000 Building $200,100
2023$2,435.00$193,000 Land $30,000 Building $163,000$193,000 Land $30,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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