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10686 Sinclair Dr, Independence, KY 41051 Property Records

Kenton County property record for 10686 Sinclair Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,200 sqft · built 2007
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$208,000 (May 2016)
Tax Bill$2,963 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN019-00-03-440.00

Property Details

APN / Parcel Number

Primary APN019-00-03-440.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,200 sqft Finished Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions130 ft deep x 74 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address10686 SINCLAIR DR
CityINDEPENDENCE
StateKY
Zip41051-7545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENHURST SEC 14 LOT 440
Legal SubdivisionGLENHURST
Legal Phase14
Legal Lot Number440
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1011
Census Tract63609

Owner

Source: Kenton County records · APN 019-00-03-440.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10686 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
CINFED CU
Feb 11, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2016 · Amount on Record
Deed SaleMay 20, 2016 · Amount on Record
Prior SaleMar 07, 2016 · Amount on Record
Deed Document Number201605 20 059 00145
Deed Book / Page3756 / 83
Last Transfer DateJan 11, 2019
Transfer Doc0005900074
Record UpdatedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10686 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000109
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10686 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

Mortgage

Document Number0000000109
DateMar 18, 2019
Book Page0I4238/000080
Instrument109
Lender
NameCINFED CU
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueMar 17, 2031

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 11, 2019
Property Address10686 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000074
Book / Page0I4224 / 000181
Instrument DateJan 11, 2019
Instrument74
Transaction TypeTransfer
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10686 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,963.00 (-6.15%)$254,800 (+1.84%) Land $45,000 Building $209,800$254,800 (+1.84%) Land $45,000 Building $209,800
2023$3,157.00$250,200 Land $30,000 Building $220,200$250,200 Land $30,000 Building $220,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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