1069 Willow Bay, Elgin, IL 60123 Property Records

Kane County property record for 1069 Willow Bay, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1997
Square Footage1,228 sqft Living Area
Lot Size8,832 sqft (0.203 acres)
OccupancyOwner Occupied
Last Sale$221,000 (2005)
Tax Bill$7,670.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-28-410-010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,228 sqft Living Area
Gross Area1,842 sqft Gross Area
Basement Area614 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame Construction
Lot Area8,832 sqft (0.203 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address1069 WILLOW BAY
CityELGIN
StateIL
Zip60123-6539
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHEARTLAND MEADOWS UNIT 1 (WILLOW BAY) LOT 653
Legal SubdivisionHEARTLAND MEADOWS
Legal Block3
Legal Lot Number653
Legal Unit1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3006
Census Tract851907

Owner

Source: Kane County records · APN 06-28-410-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1069 WILLOW BAY, ELGIN, IL 60123-6539
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 14, 2005 · Amount on Record
Deed SaleJan 14, 2005 · Amount on Record
Prior SaleMay 06, 2002 · Amount on Record
Deed Doc Number20056011
Prior Transfer DateAug 14, 2002
Prior Transfer Doc0000110724
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1069 WILLOW BAY, ELGIN, IL 60123-6539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070924
DateNov 18, 2020
Instrument2020K070924
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
Address02410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term175 Months
DueJun 01, 2035

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,670.00 (+15.86%) Homeowner's exemption
2024$99,972 (+21.39%) Land $32,132 Building $67,840$300,036 (+21.44%) Land $96,435 Building $203,601
2022$6,620.00 (+4.53%) Homeowner's exemption$82,353 (+6.96%) Land $26,469 Building $55,884$247,059 (+6.96%) Land $79,407 Building $167,652
2021$6,333.00 Homeowner's exemption$76,995 Land $24,747 Building $52,248$230,985 Land $74,241 Building $156,744

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