1069 S Point Rd, Belmont, NC 28012 Property Records

Gaston County property record for 1069 S Point Rd, Belmont, NC 28012

Property Summary

Property Type	Vacant Land
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Dec 2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309039`

Property Details

APN / Parcel Number

Primary APN	`309039`

Exterior

Lot Area	1,742 sqft (0.039 acres)

Location & Zoning

Street Address	1069 S POINT RD
City	BELMONT
State	NC
Zip	28012-8534
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SMITH FARM TH28 PLAT BOOK 099 PAGE 008
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1008
Census Tract	32405

Owner

Source: Gaston County records, as of January 26, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7316 GLENROE DR, HUNTERSVILLE, NC 28078-0159
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	0005452242
Deed Book / Page	5452 / 242
Record Updated	Jun 7, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 21, 2023
Property Address	1069 S POINT RD, BELMONT, NC 28012-8534
Document Number	0054520242
Book / Page	5452 / 242
Map Reference	MB 99 PG 8-10
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 W TRADE ST400, CHARLOTTE, NC 28202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7316 GLENROE DR, HUNTERSVILLE, NC 28078-0159

Mortgage

Document Number	0005452244
Date	Dec 21, 2023
Instrument	5452/244

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Belmont City
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2023	$34,000 Land $34,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20