Gaston County property record for 1063 S Point Rd, Belmont, NC 28012
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,500 (Oct 2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 309036 |
| Primary APN | 309036 |
|---|
| Lot Area | 2,614 sqft (0.06 acres) |
|---|
| Street Address | 1063 S POINT RD |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-8534 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SMITH FARM TH25 PLAT BOOK 099 PAGE 008 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 32405 |
Source: Gaston County records, as of December 7, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5849 BRADLEY CT, FRISCO, TX 75035-0640 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Deed Document Number | 0005443353 |
| Deed Book / Page | 5443 / 353 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1063 S POINT RD, BELMONT, NC 28012-8534 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5849 BRADLEY CT, FRISCO, TX 75035-0640 |
| Document Number | 0056040132 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 5604/132 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 30, 2023 |
| Property Address | 1063 S POINT RD, BELMONT, NC 28012-8534 |
| Document Number | 0054430353 |
| Book / Page | 5443 / 353 |
| Map Reference | MB 99 PG 8-10 |
| Instrument Date | Oct 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | KEYSTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 W TRADE ST400, ST400, CHARLOTTE, NC 28202 |
| Name | Verified Name |
|---|---|
| Address | 5849 BRADLEY CT, FRISCO, TX 75035-0640 |
| Document Number | 0005443355 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 5443/355 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Gaston County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2023 | $34,000 Land $34,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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