1069 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1069 Main St, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1995
Square Footage	1,080 sqft Total Area
Lot Size	53,230 sqft (1.22 acres)
Occupancy	Owner Occupied
Tax Bill	$1,609.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000020890000`
Alternative APN	`20890000`

Interior

Building Area	1,080 sqft Total Area
Gross Area	1,220 sqft Gross Area
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1995
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	53,230 sqft (1.22 acres)
Lot Width	100 ft Width
Porch	Open Porch
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000020890000
Street Address	1069 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-2303
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	9 4 13 ORB 1171 P 734 THAT PART OF B C R/WAY, DESC IN ORB 195 P 350 LESS ORB 185 P 683
Legal Range	13W
Legal Township	04N
Legal Section	09
Legal Subdivision	NEBO ADD
Legal Block	2089
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Minor Civil Division	CHIPLEY
Census Blockgroup	3
Census Block	3021
Census Tract	970104

Owner

Source: Washington County records · APN 000020890000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1069 MAIN ST # A, A, CHIPLEY, FL 32428-2303
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2020
Deed Sale	Mar 11, 2020
Deed Doc Number	202067002021
Record Refreshed	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1069 MAIN ST, CHIPLEY, FL 32428-2303
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 PIONEER RD, CHIPLEY, FL 32428-5147

Mortgage

Document Number	0067007397
Date	Aug 30, 2022
Book Page	1252/321
Instrument	202267007397

Lender

Name	PEOPLESSOUTH BANK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 26, 2037

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,609.00 (+3.47%)	$77,926 (+3.48%) Land $31,875 Building $46,051	$77,926 (+3.48%) Land $31,875 Building $46,051
2023	$1,555.00	$75,304 Land $31,875 Building $43,429	$75,304 Land $31,875 Building $43,429

Flood & Wildfire

1069 Main St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood Zone	Zone X minimal flood hazard (unshaded X)
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to Homes	Low 37th percentile of exposed land nationally · 11th in Florida
Wildfire Likelihood	Low — about 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.