1050 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1050 Main St, Chipley, FL 32428

Property Summary

Property TypeOffice Building
Details306 sqft · built 1986
Lot Size1.1 acres (48,047 sqft)
OwnerCompany Name on Record
Tax Bill$2,041 (2025)
Deeds & MortgagesApr 2025 Line of Credit
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN000021240000

Property Details

APN / Parcel Number

Primary APN000021240000
Alternative APN
  • 21240000

Interior

Total Rooms6 Rooms
Building Area306 sqft Total Area
Gross Area3,755 sqft
Office306 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Exterior MaterialMetal
Fire ResistanceFireproof Steel Frame
Roof TypeSteel Frame/Truss
Roof MaterialMetal
Lot Area48,047 sqft (1.1 acres)
Lot Dimensions186 ft deep x 150 ft wide
PorchOpen Porch
Patio Area552 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number000021240000
Street Address1050 MAIN ST
CityCHIPLEY
StateFL
Zip32428-2300
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description9 4 13 PARCEL DESC IN ORB 303 P 92, AND A PRCL DESC IN ORB 1174 P 594
Legal Range13W
Legal Township04N
Legal Section09
Legal SubdivisionDEKLE LAND CO
Legal Block2124
Legal Lot Number0000
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group3
Census Block3029
Census Tract970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1050 MAIN ST, CHIPLEY, FL 32428-2300
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2025Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Jun 14, 2019Deed of Trust, Mortgage · Commercial Mortgage
CAPITAL CITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2020
Deed SaleApr 22, 2020
Deed Document Number202067002780
Record UpdatedJun 8, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address1050 MAIN ST, CHIPLEY, FL 32428-2300
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 MAIN ST, CHIPLEY, FL 32428-2300

Mortgage

Document Number0067002660
DateApr 16, 2025
Book Page1334/79
Instrument202567002660
Lender
NameCAPITAL CITY BANK
TypeBank
AddressPO BOX 900, TALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 15, 2045
Interest
Rate TypeAdjustable Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address1050 MAIN ST, CHIPLEY, FL 32428-2300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067004596
DateJun 14, 2019
Book Page1147/0897
Instrument201967004596
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,041.00 (+4.35%)$97,901 (+2.4%) Land $55,950 Building $41,951$97,901 (+2.4%) Land $55,950 Building $41,951
2024$1,956.00 (-0.91%)$95,603 (-) Land $55,950 Building $39,653$95,603 (-) Land $55,950 Building $39,653
2023$1,974.00 (+0.66%)$95,603 (+1.14%) Land $55,950 Building $39,653$95,603 (+1.14%) Land $55,950 Building $39,653
2022$1,961.00$94,523 Land $54,870 Building $39,653$94,523 Land $54,870 Building $39,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2004–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
AT&T
Fixed Wireless
100 / 20

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