10686 Hatcher St, Milton, FL 32583 Property Records

Santa Rosa County property record for 10686 Hatcher St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,357 sqft · built 1999
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jul 2026)
Tax Bill	$210 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-2N-26-0385-00000-0030`

Property Details

APN / Parcel Number

Primary APN	`20-2N-26-0385-00000-0030`
Alternative APN	`N262200385000000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,357 sqft Living Area
Gross Area	3,384 sqft
1st Floor Area	2,357 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	174,676 sqft (4.01 acres)
Lot Dimensions	585 ft deep x 298 ft wide
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	6 Parking Spaces
Porch	Florida Room
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10686 HATCHER ST
City	MILTON
State	FL
Zip	32583-8142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	BLACK WATER RIVER LOT 3 AS DES IN OR 3814 PG 1994
Legal Range	26W
Legal Township	2N
Legal Section	20
Legal Subdivision	BLACK WATER RIVER
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HAROLD
Census Block Group	1
Census Block	1052
Census Tract	10808

Owner

Source: Santa Rosa County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10686 HATCHER ST, MILTON, FL 32583-8142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
May 18, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 28, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Apr 21, 2026 · Amount on Record
Deed Document Number	202637942
Deed Book / Page	4772 / 22
Prior Transfer Date	Jul 1, 2000
Prior Transfer Doc	1835000410
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 28, 2026
Property Address	10686 HATCHER ST, MILTON, FL 32583-8142
Document Number	0000037942
Book / Page	4772 / 22
Instrument Date	Jul 24, 2026
Instrument	202637942
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$381,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10686 HATCHER ST, MILTON, FL 32583-8142

Mortgage

Document Number	0000037943,
Date	Jul 28, 2026
Instrument	202637943

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	May 18, 2026
Property Address	10686 HATCHER ST, MILTON, FL 32583-8142
Document Number	0000024840
Book / Page	4745 / 94
Instrument Date	Apr 23, 2026
Instrument	202624840
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	202 2ND AVE S, COLD SPRING, MN 56320-2547
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024840,
Date	May 18, 2026
Book Page	4745/94
Instrument	202624840

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Oct 23, 2026

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 21, 2026
Property Address	10686 HATCHER ST, MILTON, FL 32583-8142
Document Number	0047341124
Book / Page	4734 / 1124
Instrument Date	Apr 17, 2026
Instrument	2026.19731
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$339,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	202 2ND AVE S, COLD SPRING, MN 56320-2547
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 28, 2019
Property Address	10686 HATCHER ST, MILTON, FL 32583-8142
Document Number	0038141994
Book / Page	003814 / 001994
Instrument Date	Mar 27, 2019
Instrument	12148
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1930 HIDDEN SPRINGS DR BAKER FL 325319371, BAKER, FL 32531-9371

Mortgage

Document Number	38141997
Date	Mar 28, 2019
Book Page	003814/001997
Instrument	12149

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$210.00 (+27.27%) Homeowner's exemption Veteran's exemption	$251,367 (+2.9%)	$326,637 (+8.49%) Land $43,308 Building $283,329
2024	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$244,283 (+3%)	$301,068 (+0.92%) Land $32,481 Building $268,587
2023	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$237,168 (+3%)	$298,324 (+0.09%) Land $32,481 Building $265,843
2022	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$230,260	$298,044 Land $32,481 Building $265,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1998–2020)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Hatcher St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures