10656 Hatcher St, Milton, FL 32583 Property Records

Santa Rosa County property record for 10656 Hatcher St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 2007
Lot Size	4.1 acres (178,596 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Dec 2004)
Tax Bill	$1,373 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-2N-26-0385-00000-0020`

Property Details

APN / Parcel Number

Primary APN	`20-2N-26-0385-00000-0020`
Alternative APN	`N262200385000000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,745 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	1,745 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	178,596 sqft (4.1 acres)
Lot Dimensions	595 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	472 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10656 HATCHER ST
City	MILTON
State	FL
Zip	32583-8142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	BLACK WATER RIVER LOT 2 AS DES IN OR 2390 PG 322 & OR 2719 PG 1507 & OR 3012 PG 379 (DIE) & OR 3015 PG 1486 (CORR) & AS DES IN OR 4147 PG 1587
Legal Range	26W
Legal Township	2N
Legal Section	20
Legal Subdivision	BLACK WATER RIVER
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HAROLD
Census Block Group	1
Census Block	1052
Census Tract	10808

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10656 HATCHER ST, MILTON, FL 32583-8142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2004 · Amount on Record
Deed Sale	Dec 29, 2004 · Amount on Record
Prior Sale	Apr 21, 1997 · Amount on Record
Deed Document Number	200476273
Deed Book / Page	2390 / 322
Last Transfer Date	Jun 24, 2021
Transfer Doc	0041471587
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 13, 2021
Property Address	10656 HATCHER ST, MILTON, FL 32583-8142
Document Number	0041471587
Book / Page	4147 / 1587
Map Reference	MB F PG 99
Instrument Date	Jun 24, 2021
Instrument	202146936
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10656 HATCHER ST, MILTON, FL 32583-8142

Mortgage

Document Number	41471591
Date	Jul 13, 2021
Instrument	4147/1591

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,560 (+2.9%)	$233,759 (+6.47%) Land $44,280 Building $189,479
2024	$1,373.00 (+2.23%) Homeowner's exemption	$144,373 (+3%)	$219,557 (+0.71%) Land $33,210 Building $186,347
2023	$1,343.00 (+2.6%) Homeowner's exemption	$140,168 (+3%)	$218,010 (+0.68%) Land $33,210 Building $184,800
2022	$1,309.00 Homeowner's exemption	$136,085	$216,529 Land $33,210 Building $183,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1998–2020)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T.

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