Saginaw County property record for 10685 Carr Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,068 sqft · built 1974 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,000 (Jul 1988) |
| Tax Bill | $3,293 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-17-1015-001 |
| Primary APN | 24-10-3-17-1015-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| 1st Floor Area | 2,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Area | 2,592 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 317 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10685 CARR RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 203 FT OF W 430 FT OF S 1/2 OF SW 1/4 OF NE 1/4 2.0 ACRES SEC 17 T10N R3E |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 17 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 12600 |
10685 Carr Rd is owned and occupied by two individuals who acquired it in February 2023.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10685 CARR RD, SAINT CHARLES, MI 48655-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 1988 · Amount on File |
| Deed Sale | Jul 21, 1988 · Amount on File |
| Deed Book / Page | 1728 / 743 |
| Last Transfer Date | Feb 6, 2023 |
| Transfer Doc | 0000009882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 19, 2023 |
| Property Address | 10685 CARR RD, SAINT CHARLES, MI 48655-8623 |
| Document Number | 0000009882 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 2023009882 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10685 CARR RD, SAINT CHARLES, MI 48655-8623 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5905 W MICHIGAN AVE UNIT A2, A2, SAGINAW, MI 48638-5920 |
The 2025 property tax bill for 10685 Carr Rd was $3,293 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,500 | $309,000 | |
| 2025 | $3,293.00 Homeowner's exemption | ||
| 2023 | $118,800 | $237,600 | |
| 2022 | $2,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10685 Carr Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1986–2020) |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10685 Carr Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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