10601 Carr Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 10601 Carr Rd, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,144 sqft · built 1950
Lot Size9.75 acres (424,710 sqft)
Owner2 Individual Names on File
Last Sale$26,775 (Mar 2010)
Tax Bill$3,321 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN24-10-3-17-1003-000

Property Details

APN / Parcel Number

Primary APN24-10-3-17-1003-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,144 sqft Living Area
1st Floor Area2,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area424,710 sqft (9.75 acres)
Garage Area384 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area192 sqft
Deck AreaDeck Area
Patio Area363 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10601 CARR RD
CitySAINT CHARLES
StateMI
Zip48655-8623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 1/2 OF N 1/2 OF SW 1/4 OF NE 1/4 10 ACRES SEC 17 T10N R3E
Legal Range03E
Legal Township10N
Legal Section17
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3035
Census Tract12600

Owner

10601 Carr Rd is owned and occupied by two individuals who bought it in March 2010.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address10601 CARR RD, SAINT CHARLES, MI 48655-8623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2010 · Amount on File
Deed SaleMar 2, 2010 · Amount on File
Prior SaleJun 19, 2009 · Amount on File
Deed Document Number20105059
Deed Book / Page2569 / 1414
Prior Transfer DateDec 19, 2008
Prior Transfer Doc0000000169
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address10601 CARR RD, SAINT CHARLES, MI 48655-8623
Document Number0000025203
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10601 CARR RD ST CHARLES MI 486558623, ST CHARLES, MI 48655-8623

Mortgage

Document Number0000025203
DateOct 9, 2019
Instrument25203
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueOct 8, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 10601 Carr Rd was $3,321 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,700$287,400
2025$3,321.00 Homeowner's exemption
2023$110,800$221,600
2022$2,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10601 Carr Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1986–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10601 Carr Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carr Rd

Nearby Streets

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