10682 Saint John Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 10682 Saint John Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,792 sqft · built 1998
Lot Size	0.289 acres (12,589 sqft)
Owner	Company Name on Record
Last Sale	$459,000 (Dec 2018)
Tax Bill	$16,695 (2025)
Deeds & Mortgages	Oct 2023 Transfer Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-242-0003-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-242-0003-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	3,792 sqft Living Area
1st Floor Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	120 ft deep x 105 ft wide
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10682 SAINT JOHN DR
City	ALGONAC
State	MI
Zip	48001-4289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 58 & E'LY 35' LOT 57 AMENDED PLAT OF LOTS 1, 2 & 3 COLONY ISLES-ST JOHN SUBDIVISION
Legal Subdivision	COLONY ISLES-ST JOHN SUBDIVISION
Legal Lot Number	58,57,1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5243 HALE DR, TROY, MI 48085-3465
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Intrafamily Transfer, Transfer
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage GREEN TREES & HILLS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	201826616
Deed Book / Page	5013 / 95
Last Transfer Date	Oct 26, 2022
Transfer Doc	0005667236
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 31, 2023
Property Address	10682 SAINT JOHN DR, ALGONAC, MI 48001-4289
Document Number	0005667236
Book / Page	5667 / 236
Map Reference	LB 102 PG 5
Instrument Date	Oct 26, 2023
Instrument	2023019399
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5243 HALE DR, TROY, MI 48085-3465

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5243 HALE DR, TROY, MI 48085-3465

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 23, 2018
Property Address	10682 SAINT JOHN DR, ALGONAC, MI 48001-4289
Document Number	0049190560
Book / Page	004919 / 000560
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10682 SAINT JOHN DR ALGONAC MI 480014289, ALGONAC, MI 48001-4289

Mortgage

Document Number	49190565
Date	Feb 23, 2018
Book Page	004919/000565

Lender

Name	GREEN TREES & HILLS LLC
Address	3830 DORIS MURPHY CT, OCCIDENTAL, CA 95465-9130
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 22, 2023

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,500 (+12.25%)	$1,041,000 (+12.25%)
2025	$16,695.00 (+2.61%)	$463,700 (+29.53%)
2024	$16,270.00 (+10.92%)		$927,400 (+29.53%)
2023		$358,000
2022	$14,668.00		$716,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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