10681 Saint John Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 10681 Saint John Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1957
Lot Size	0.267 acres (11,631 sqft)
Owner	Trust Name on File
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Nov 2022 Transfer Aug 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-577-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-577-0015-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	245 ft deep x 50 ft wide
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10681 SAINT JOHN DR
City	ALGONAC
State	MI
Zip	48001-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 16 SUP ST CLAIR RIVER PLAT FRAC SEC 1 & PC 203 T2N R15E
Legal Range	15E
Legal Township	02N
Legal Section	01
Legal Subdivision	SUPRVRS ST CLAIR RIVER
Legal Lot Number	16
Legal Unit	16
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	647000

Owner

10681 Saint John Dr is owner-occupied and held in a trust since October 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Trust Name on File
Mailing Address	10681 SAINT JOHN DR, ALGONAC, MI 48001-4245
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Intrafamily Transfer, Transfer
Aug 24, 2022	Intrafamily Transfer, Transfer
Sep 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 17, 2022
Transfer Doc	0000557663
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 4, 2022
Property Address	10681 SAINT JOHN DR, ALGONAC, MI 48001-4245
Document Number	0000557663
Book / Page	5576 / 63
Instrument Date	Oct 17, 2022
Instrument	2022024938
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10681 SAINT JOHN DR, 10681, CLAY, MI 48001-4245

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10681 SAINT JOHN DR, CLAY, MI 48001-4245

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 24, 2022
Property Address	10681 SAINT JOHN DR, ALGONAC, MI 48001-4245
Document Number	0005555291
Book / Page	5555 / 291
Map Reference	LB 54 PG 4
Instrument Date	Jun 17, 2022
Instrument	2022019920
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10681 SAINT JOHN DR, ALGONAC, MI 48001-4245

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 22, 2017
Property Address	10681 SAINT JOHN DR, ALGONAC, MI 48001-4245
Document Number	0048720399
Book / Page	004872 / 000399
Instrument Date	Sep 21, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10681 SAINT JOHN DR ALGONAC MI 480014245, ALGONAC, MI 48001-4245

Tax Assessment & Valuation

The 2025 property tax bill for 10681 Saint John Dr was $3,261 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,200 (+6.31%)	$330,400
2025	$3,261.00 (+2.26%) Homeowner's exemption	$155,400
2024	$3,189.00		$310,800
2023		$127,600
2022	$2,936.00		$255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10681 Saint John Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10681 Saint John Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint John Dr

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