Kenton County property record for 10681 Windbrook Ct, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · built 2018 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,761 (Mar 2018) |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-02-189.00 |
| Primary APN | 019-00-02-189.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 12,589 sqft (0.289 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10681 WINDBROOK CT |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-7564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIAMS WOODS SEC 16 LOT 189 |
| Legal Subdivision | WILLIAMS WOODS |
| Legal Phase | 16 |
| Legal Lot Number | 189 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 63609 |
10681 Windbrook Ct is owned and occupied by two individuals who bought it in March 2018.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10681 WINDBROOK CT, INDEPENDENCE, KY 41051-7564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Mar 5, 2018 | Warranty Deed, Subdivision Related Transfer PROMINENT TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2018 · Amount on File |
| Deed Sale | Mar 5, 2018 · Amount on File |
| Deed Document Number | 201803 05 059 00185 |
| Deed Book / Page | 4076 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10681 WINDBROOK CT, INDEPENDENCE, KY 41051-7564 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900007 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 293/762 |
| Instrument | 21110105900007 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 5, 2018 |
| Property Address | 10681 WINDBROOK CT, INDEPENDENCE, KY 41051-7564 |
| Document Number | 0000000185 |
| Book / Page | OR4076 / 000110 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 185 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $288.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10681 WINDBROOK CT INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
The 2025 property tax bill for 10681 Windbrook Ct was $4,001.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,100 (-) Land $55,000 Building $289,100 | $344,100 (-) Land $55,000 Building $289,100 | |
| 2025 | $4,001.00 | $344,100 Land $55,000 Building $289,100 | $344,100 Land $55,000 Building $289,100 |
| 2023 | $3,706.00 | $293,700 Land $40,000 Building $253,700 | $293,700 Land $40,000 Building $253,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10681 Windbrook Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10681 Windbrook Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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