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10669 Windbrook Ct, Independence, KY 41051 Property Records

Kenton County property record for 10669 Windbrook Ct, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · built 2017
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$311,000 (Mar 2018)
Tax Bill$3,763 (2025)
Deeds & MortgagesNov 2019 Loan Modification
Mar 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN019-00-02-186.00

Property Details

APN / Parcel Number

Primary APN019-00-02-186.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10669 WINDBROOK CT
CityINDEPENDENCE
StateKY
Zip41051-7564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIAMS WOODS SEC 13 LOT 186
Legal SubdivisionWILLIAMS WOODS
Legal Phase13
Legal Lot Number186
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2005
Census Tract63609

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10669 WINDBROOK CT, INDEPENDENCE, KY 41051-7564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2019Loan Modification, Mortgage · Conventional Mortgage
RIVER HILLS BK
Mar 29, 2018Warranty Deed, Transfer · Conventional Mortgage
RIVER HILLS BK
Mar 5, 2018Warranty Deed, Subdivision Related Transfer
PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC
Aug 7, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2018 · Amount on Record
Deed SaleMar 29, 2018 · Amount on Record
Prior SaleAug 7, 2017 · Amount on Record
Deed Document Number201803 29 059 00189
Deed Book / Page4086 / 95
Prior Transfer DateJun 10, 2015
Prior Transfer Doc0005900015
Record UpdatedOct 29, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address10669 WINDBROOK CT, INDEPENDENCE, KY 41051-7564
Document Number0000000094
Instrument DateNov 19, 2019
Transaction TypeMortgage
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10669 WINDBROOK CT INDEPENDENCE KY 410517564, INDEPENDENCE, KY 41051-7564

Mortgage

Document Number0000000094
DateNov 22, 2019
Book Page0I4365/000187
Instrument94
Lender
NameRIVER HILLS BK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 21, 2029
Interest
Rate TypeFixed Rate
Rate6%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 29, 2018
Property Address10669 WINDBROOK CT, INDEPENDENCE, KY 41051-7564
Document Number0000000189
Book / Page0I4086 / 000095
Instrument DateMar 28, 2018
Instrument189
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$311.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10669 WINDBROOK CT INDEPENDENCE KY 410517564, INDEPENDENCE, KY 41051-7564

Mortgage

Document Number193
DateMar 29, 2018
Book Page004086/000100
Instrument193
Lender
NameRIVER HILLS BK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 28, 2028

March 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 5, 2018
Property Address10669 WINDBROOK CT, INDEPENDENCE, KY 41051-7564
Document Number0000000185
Book / Page0I4076 / 000110
Instrument DateJan 2, 2018
Instrument185
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$288.76
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10681 WINDBROOK CT INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 7, 2017
Property Address10669 WINDBROOK CT, INDEPENDENCE, KY 41051-7564
Document Number0000000084
Book / Page003981 / 000063
Instrument DateAug 2, 2017
Instrument84
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$311.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8564 KATY FWY #134 HOUSTON TX 770241831, 134, HOUSTON, TX 77024-1831

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$372,700 (-) Land $55,000 Building $317,700$372,700 (-) Land $55,000 Building $317,700
2025$3,763.00 (+12.7%) Disabled Person's exemption$372,700 (+19.84%) Land $55,000 Building $317,700$372,700 (+19.84%) Land $55,000 Building $317,700
2023$3,339.00 Disabled Person's exemption$311,000 Land $40,000 Building $271,000$311,000 Land $40,000 Building $271,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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