1068 Carr St, Elgin, IL 60123 Property Records

Kane County property record for 1068 Carr St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,532 sqft · built 1941
Lot Size0.297 acres (12,936 sqft)
OwnerIndividual Name on Record
Last Sale$217,000 (Jun 2017)
Tax Bill$7,461 (2025)
Deeds & MortgagesJan 2023 Transfer
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-15-481-007

Property Details

APN / Parcel Number

Primary APN06-15-481-007

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,532 sqft Living Area
Gross Area3,064 sqft
1st Floor Area1,532 sqft
Basement Area1,532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,936 sqft (0.297 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1068 CARR ST
CityELGIN
StateIL
Zip60123-6179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOTS 9 & 10 BLOCK 34
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block34
Legal Lot Number9,10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1012
Census Tract851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1068 CARR ST, ELGIN, IL 60123-6179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Transfer on Death Deed, Transfer
ATTORNEY
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 22, 2017Deed, Transfer · FHA Mortgage
BMO HARRIS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2017 · Amount on Record
Deed SaleJun 22, 2017 · Amount on Record
Prior SaleJun 19, 2014 · Amount on Record
Deed Document Number201732109
Last Transfer DateDec 15, 2022
Transfer Doc0000001734
Record UpdatedOct 29, 2026

January 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateJan 18, 2023
Property Address1068 CARR ST, ELGIN, IL 60123-6179
Document Number0000001734
Map ReferenceDOC 46185
Instrument DateDec 15, 2022
Instrument2023K001734
Transaction TypeTransfer
Record UpdatedJan 27, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1068 CARR ST, ELGIN, IL 60123-6179

Transferred To (Grantee/Buyer)

NameVerified Name
Address1068 CARR ST, ELGIN, IL 60123-6179

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1068 CARR ST, ELGIN, IL 60123-6179
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007691
DateJan 29, 2021
Instrument2021K007691
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJun 22, 2017
Property Address1068 CARR ST, ELGIN, IL 60123-6179
Document Number0000032109
Map ReferenceDOC46185
Instrument DateMay 16, 2017
Instrument2017K032109
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyBURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$217.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1068 CARR ST, ELGIN, IL 60123-6179

Mortgage

Document Number0000032110
DateJun 22, 2017
Instrument2017K032110
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,461.00 (+15.85%)$105,801 (+8.57%) Land $23,171 Building $82,630$317,530 (+8.57%) Land $69,541 Building $247,989
2024$97,450 (+21.39%) Land $21,342 Building $76,108$292,467 (+21.44%) Land $64,052 Building $228,415
2022$6,440.00 (+4.55%) Homeowner's exemption$80,276 (+6.96%) Land $17,581 Building $62,695$240,828 (+6.96%) Land $52,743 Building $188,085
2021$6,160.00 Homeowner's exemption$75,052 Land $16,437 Building $58,615$225,156 Land $49,311 Building $175,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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