1053 Carr St, Elgin, IL 60123 Property Records

Kane County property record for 1053 Carr St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1957
Lot Size	0.147 acres (6,389 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2022)
Tax Bill	$6,249 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-485-007`

Property Details

APN / Parcel Number

Primary APN	`06-15-485-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	6,389 sqft (0.147 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1053 CARR ST
City	ELGIN
State	IL
Zip	60123-6180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON HEIGHTS ADDN LOT 1 BLOCK 43
Legal Subdivision	ASHINGTON HEIGHTS ADDN
Legal Block	43
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1023
Census Tract	851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1053 CARR ST, ELGIN, IL 60123-6180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Jul 19, 2007 · Amount on Record
Deed Document Number	202237885
Prior Transfer Date	Aug 13, 2001
Prior Transfer Doc	0000095859
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 26, 2022
Property Address	1053 CARR ST, ELGIN, IL 60123-6180
Document Number	0000037885
Instrument Date	Jul 12, 2022
Instrument	2022K037885
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1053 CARR ST, 1053, ELGIN, IL 60123-6180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 CARR ST, ELGIN, IL 60123-6180

Mortgage

Document Number	0000037886
Date	Jul 26, 2022
Instrument	2022K037886

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,249.00 (+25.96%) Homeowner's exemption	$89,914 (+8.57%) Land $15,540 Building $74,374	$269,850 (+8.57%) Land $46,639 Building $223,211
2024		$82,816 (+21.39%) Land $14,313 Building $68,503	$248,547 (+21.44%) Land $42,956 Building $205,591
2022	$4,961.00 (+5.35%) Homeowner's exemption	$68,221 (+6.96%) Land $11,791 Building $56,430	$204,663 (+6.96%) Land $35,373 Building $169,290
2021	$4,709.00 Homeowner's exemption	$63,782 Land $11,024 Building $52,758	$191,346 Land $33,072 Building $158,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20