Cabarrus County property record for 10666 Sapphire Trl, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,974 sqft · built 2014 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (May 2026) |
| Tax Bill | $4,252 (2023) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2017 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03014E0228.000000 |
| Primary APN | 03014E0228.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,974 sqft Living Area |
| Gross Area | 3,836 sqft |
| 1st Floor Area | 1,313 sqft |
| Upper Floors Area | 1,661 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 168 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 132538 |
|---|---|
| Street Address | 10666 SAPPHIRE TRL |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 228 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD RIVERSIDE |
| Legal Lot Number | 228 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10666 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Aug 22, 2019 | Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK |
| Apr 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Aug 22, 2019 · Amount on Record |
| Deed Document Number | 202611128 |
| Deed Book / Page | 17986 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 13, 2026 |
| Property Address | 10666 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Document Number | 0000011128 |
| Book / Page | 17986 / 173 |
| Instrument Date | May 13, 2026 |
| Instrument | 202611128 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10666 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Document Number | 0000011129, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 202611129 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10666 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012499109 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 12499/0109 |
| Instrument | 12499-0109 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 17, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 22, 2019 |
| Property Address | 10666 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Document Number | 0013674263 |
| Book / Page | 13674 / 0263 |
| Map Reference | MB 65 PG 31 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CALARLANTIC TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 KNIGHTS SPUR CT, 1200, SIMPSONVILLE, SC 29681-8403 |
| Name | Verified Name |
|---|---|
| Address | 10666 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Document Number | 0013674266 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 13674/266 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10666 SAPPHIRE TRL, DAVIDSON, NC 28036-7644 |
| Document Number | 1344780 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10666 SAPPHIRE TRL DAVIDSON NC 280367644, DAVIDSON, NC 28036-7644 |
| Document Number | 1344780 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 013447/000080 |
| Instrument | 7979 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,330 (-) Land $114,000 Building $399,330 | ||
| 2025 | $513,330 (+65.39%) Land $114,000 Building $399,330 | ||
| 2024 | $513,330 (+65.39%) Land $114,000 Building $399,330 | ||
| 2023 | $4,252.00 | $310,380 Land $62,000 Building $248,380 | $310,380 Land $62,000 Building $248,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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