10662 Sapphire Trl, Davidson, NC 28036 Property Records

Cabarrus County property record for 10662 Sapphire Trl, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,718 sqft · built 2014
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2022)
Tax Bill	$4,034 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03014E0229.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0229.000000`
Alternative APNs	`4672 63 6314` `158777` `96970`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,718 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	1,184 sqft
Upper Floors Area	1,534 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	171 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	748 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Patio Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	158777
Street Address	10662 SAPPHIRE TRL
City	DAVIDSON
State	NC
Zip	28036-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 229 WATERFORD ON THE ROCKY RIVER
Legal Subdivision	WATERFORD RIVERSIDE
Legal Lot Number	229
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1024
Census Tract	41301

Owner

10662 Sapphire Trl is owned and occupied by two individuals who bought it in October 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10662 SAPPHIRE TRL, DAVIDSON, NC 28036-7644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Sep 15, 2014 · Amount on File
Deed Document Number	202230688
Deed Book / Page	16250 / 136
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 20, 2022
Property Address	10662 SAPPHIRE TRL, DAVIDSON, NC 28036-7644
Document Number	0016250136
Book / Page	16250 / 136
Map Reference	MB 65 PG 31
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10662 SAPPHIRE TRAIL, 10662, HUNTERSVILLE, NC 28078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10662 SAPPHIRE TRL, DAVIDSON, NC 28036-7644

Mortgage

Document Number	0162500139
Date	Oct 20, 2022
Instrument	16250-0139

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,210 Land $114,000 Building $379,210
2024			$493,210 (+63.73%) Land $114,000 Building $379,210
2023	$4,034.00	$301,240 Land $62,000 Building $239,240	$301,240 Land $62,000 Building $239,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10662 Sapphire Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10662 Sapphire Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20