10655 Oakview Pointe Ter, Gotha, FL 34734 Property Records

Orange County property record for 10655 Oakview Pointe Ter, Gotha, FL 34734

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,376 sqft · built 2003
Lot Size	0.44 acres (19,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,400 (Apr 2003)
Tax Bill	$6,586 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-6095-00-010`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-6095-00-010`
Alternative APNs	`282232609500010` `261158` `266003` `270551`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,376 sqft Living Area
Gross Area	4,372 sqft
1st Floor Area	2,759 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,180 sqft (0.44 acres)
Garage Type	Attached
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10655 OAKVIEW POINTE TER
City	GOTHA
State	FL
Zip	34734-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	OAKS OF WINDERMERE 47/57 LOT 1
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	OAKS OF WINDERMERE
Legal Tract	6095
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2017
Census Tract	14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10655 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2003 · Amount on Record
Deed Sale	Apr 29, 2003 · Amount on Record
Prior Sale	Dec 31, 2002 · Amount on Record
Deed Document Number	2003236457
Deed Book / Page	6888 / 1959
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10655 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10655 OAKVIEW POINTE TER, GOTHA, FL 34734-4729

Mortgage

Document Number	0000683829
Date	Dec 1, 2025
Instrument	20250683829

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10655 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10655 OAKVIEW POINTE TER, GOTHA, FL 34734-4729

Mortgage

Document Number	0000206954
Date	Mar 31, 2022
Instrument	20220206954

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10655 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Document Number	0000621219
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10655 OAKVIEW POINTE TER GOTHA FL 347344729, GOTHA, FL 34734-4729

Mortgage

Document Number	0000621219
Date	Oct 4, 2019
Instrument	621219

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,495 (+2.7%)	$655,550 (-1.43%) Land $120,000 Building $535,550
2025	$6,586.00 (+4.44%) Homeowner's exemption	$425,019 (+5.99%)	$665,090 (+10.24%) Land $120,000 Building $545,090
2024	$6,306.00 (+7.32%)
2023	$5,876.00 (+3.34%) Homeowner's exemption	$401,011 (+3%)	$603,289 (+13.85%) Land $120,000 Building $483,289
2022	$5,686.00 Homeowner's exemption	$389,331	$529,921 Land $120,000 Building $409,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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