10631 Oakview Pointe Ter, Gotha, FL 34734 Property Records

Orange County property record for 10631 Oakview Pointe Ter, Gotha, FL 34734

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,485 sqft · built 2001
Lot Size	0.362 acres (15,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jun 2023)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-6095-00-050`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-6095-00-050`
Alternative APNs	`282232609500050` `261163` `266008` `270556`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,485 sqft Living Area
Gross Area	3,403 sqft
1st Floor Area	2,485 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,750 sqft (0.362 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10631 OAKVIEW POINTE TER
City	GOTHA
State	FL
Zip	34734-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	OAKS OF WINDERMERE 47/57 LOT 5
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	OAKS OF WINDERMERE
Legal Tract	6095
Legal Lot Number	5
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2017
Census Tract	14814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10631 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jun 20, 2023	Warranty Deed, Transfer SAINT LAWRENCE TITLE INC
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Aug 30, 2013 · Amount on Record
Deed Document Number	2023345568
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10631 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10631 OAKVIEW POINTE TER, GOTHA, FL 34734-4729

Mortgage

Document Number	0000258214
Date	Apr 29, 2021
Instrument	20210258214

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 20, 2023
Property Address	10631 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Document Number	0000345568
Map Reference	MB 47 PG 57-59
Instrument Date	Jun 2, 2023
Instrument	20230345568
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$4,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 EDEN LN, GROVELAND, FL 34736-8932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10631 OAKVIEW POINTE TER, GOTHA, FL 34734-4729

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10631 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221084
Date	Apr 11, 2019
Instrument	20190221084

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,772 (+2.7%)	$624,460 (-1.27%) Land $120,000 Building $504,460
2025	$4,085.00 (+5.47%) Homeowner's exemption	$269,496 (-47.7%)	$632,510 (+22.74%) Land $120,000 Building $512,510
2024	$3,873.00 (-50.9%)
2023	$7,888.00 (+10.91%)	$515,327 (+13.07%) Land $120,000 Building $395,327	$515,327 (+13.07%) Land $120,000 Building $395,327
2022	$7,112.00	$455,750 Land $120,000 Building $335,750	$455,750 Land $120,000 Building $335,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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