10653 Pine Cone Ln, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 10653 Pine Cone Ln, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,366 sqft · built 1996
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2019)
Tax Bill	$5,804 (2024)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2321-801-0017-000-3`

Property Details

APN / Parcel Number

Primary APN	`2321-801-0017-000-3`
Alternative APN	`127771`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,366 sqft Finished Area
1st Floor Area	2,366 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	127771
Street Address	10653 PINE CONE LN
City	FORT PIERCE
State	FL
Zip	34945-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2.5 - C
Legal Description	PINE HOLLOW-UNIT ONE- LOT 17 (1.03 AC) (OR 4244-408)
Legal Range	39E
Legal Township	35S
Legal Section	21
Legal Subdivision	PINE HOLLOW UNIT ONE
Legal Lot Number	17 1
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2088
Census Tract	382202

Owner

10653 Pine Cone Ln is owned and occupied by two individuals who bought it in March 2019.

Source: St. Lucie County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10653 PINE CONE LN, FORT PIERCE, FL 34945-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	May 2, 2012 · Amount on File
Deed Document Number	4542518
Deed Book / Page	4244 / 0408
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 15, 2019
Property Address	10653 PINE CONE LN, FORT PIERCE, FL 34945-2247
Document Number	0042440408
Book / Page	004244 / 000408
Instrument Date	Mar 13, 2019
Instrument	4542518
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	K TITLE COMPANY LLC, K TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10653 PINE CONE LN FORT PIERCE FL 349452247, FORT PIERCE, FL 34945-2247

Mortgage

Document Number	42440410
Date	Mar 15, 2019
Book Page	004244/000410
Instrument	4542519

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,486	$572,500 Land $236,000 Building $336,500
2024	$5,804.00 (+2%)
2023	$5,690.00 (+5.08%) Additional exemption filed	$530,700 (+78.54%) Land $205,900 Building $324,800	$530,700 (+35.11%) Land $205,900 Building $324,800
2022	$5,415.00 Homeowner's exemption	$297,241	$392,800 Land $128,300 Building $264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10653 Pine Cone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10653 Pine Cone Ln is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless · DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Cone Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures