10645 Pine Cone Ln, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 10645 Pine Cone Ln, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,415 sqft · built 1996
Lot Size	1.01 acres (43,995 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Aug 2021)
Tax Bill	$5,538 (2024)
Deeds & Mortgages	Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2321-801-0019-000-7`

Property Details

APN / Parcel Number

Primary APN	`2321-801-0019-000-7`
Alternative APN	`127773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,415 sqft Finished Area
1st Floor Area	2,001 sqft
2nd Floor Area	414 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	43,995 sqft (1.01 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	384 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	127773
Street Address	10645 PINE CONE LN
City	FORT PIERCE
State	FL
Zip	34945-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2.5 - C
Legal Description	PINE HOLLOW-UNIT ONE- LOT 19 (1.01 AC)
Legal Range	39E
Legal Township	35S
Legal Section	21
Legal Subdivision	PINE HOLLOW UNIT ONE
Legal Lot Number	19 1
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2088
Census Tract	382202

Owner

10645 Pine Cone Ln is owned and occupied by an individual who bought it in August 2021.

Source: St. Lucie County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10645 PINE CONE LN, FORT PIERCE, FL 34945-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Deed Document Number	4912032
Deed Book / Page	4670 / 362
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 19, 2021
Property Address	10645 PINE CONE LN, FORT PIERCE, FL 34945-2247
Document Number	0046700362
Book / Page	4670 / 362
Map Reference	MB 27 PG 11
Instrument Date	Aug 2, 2021
Instrument	4912032
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TREASURE COAST ABSTRACT AND TITLE, TREASURE COAST T&E LLC

Transaction

Amount	Amount on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9450 MEADOWOOD DR APT 103, 9450, FORT PIERCE, FL 34951-2951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 PINE CONE LN, FORT PIERCE, FL 34945-2247

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$330,968	$572,300 Land $234,100 Building $338,200
2024	$5,538.00 (+2.12%)
2023	$5,423.00 (+3.28%) Additional exemption filed	$535,100 (+76.5%) Land $204,100 Building $331,000	$535,100 (+34.96%) Land $204,100 Building $331,000
2022	$5,251.00 Homeowner's exemption	$303,178	$396,500 Land $127,100 Building $269,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10645 Pine Cone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10645 Pine Cone Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless · DSL	25 / 3