Miami County property record for 1065 Windmill Ct, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,982 sqft · built 2015 |
| Lot Size | 0.936 acres (40,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,500 (Jul 2017) |
| Tax Bill | $6,842 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R50-009700 |
| Primary APN | R50-009700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| 1st Floor Area | 3,888 sqft |
| Upper Floors Area | 1,038 sqft |
| Basement Area | 1,944 sqft |
| Finished Basement | 1,484 sqft |
| Unfinished Basement | 460 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 40,790 sqft (0.936 acres) |
| Garage Area | 861 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1065 WINDMILL CT |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10516 HALIFAX ESTATES #1 |
| Legal Subdivision | HALIFAX ESTATES |
| Legal Lot Number | 10516 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 365101 |
Source: Miami County records · APN R50-009700
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1065 WINDMILL CT, TROY, OH 45373-1190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 18, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WEST END BANK SB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on Record |
| Deed Sale | Jul 18, 2017 · Amount on Record |
| Deed Document Number | 20172017OR-08676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1065 WINDMILL CT, TROY, OH 45373-1190 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022361 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021OR-22361 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1065 WINDMILL CT, TROY, OH 45373-1190 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001245 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2020OR-01245 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 18, 2017 |
| Property Address | 1065 WINDMILL CT, TROY, OH 45373-1190 |
| Document Number | 0000008676 |
| Map Reference | PL 25 PG 44 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017OR-08676 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,079.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1065 WINDMILL CT, TROY, OH 45373-1190 |
| Document Number | 0000008677 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 2017OR-08677 |
| Name | WEST END BANK SB |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Municipality | Troy City |
| Unified School District | Miami East Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,842.00 (+0.1%) Homeowner's exemption | $253,890 (+16.85%) Land $37,800 Building $216,090 | $725,400 (+16.85%) Land $108,000 Building $617,400 |
| 2024 | $6,835.00 (-0.19%) Homeowner's exemption | $217,280 (-) Land $37,800 Building $179,480 | |
| 2023 | $6,848.00 (-4.32%) Homeowner's exemption | $217,280 (-) Land $37,800 Building $179,480 | $620,800 (-) Land $108,000 Building $512,800 |
| 2022 | $7,157.00 Homeowner's exemption | $217,280 Land $37,800 Building $179,480 | $620,800 Land $108,000 Building $512,800 |
Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1995–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY CITY PWS serves 26,305 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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