1060 Windmill Ct, Troy, OH 45373 Property Records

Miami County property record for 1060 Windmill Ct, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,518 sqft · built 2017
Lot Size	1.14 acres (49,963 sqft)
Owner	2 Individual Names on Record
Last Sale	$768,000 (Oct 2022)
Tax Bill	$7,431 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R50-016000`

Property Details

APN / Parcel Number

Primary APN	`R50-016000`
Alternative APN	`011012.2-16-018-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,518 sqft Living Area
1st Floor Area	5,036 sqft
Basement Area	2,518 sqft
Finished Basement	1,805 sqft
Unfinished Basement	713 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	49,963 sqft (1.14 acres)
Garage Area	905 sqft
Parking Spaces	4 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1060 WINDMILL CT
City	TROY
State	OH
Zip	45373-1189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10525 HALIFAX ESTATES #1
Legal Subdivision	HALIFAX ESTATES
Legal Lot Number	10525
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1036
Census Tract	365101

Owner

Source: Miami County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1060 WINDMILL CT, TROY, OH 45373-1189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 30, 2019	Survivorship Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 12, 2018	Warranty Deed, Transfer · Conventional Mortgage MINSTER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	202215780
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1060 WINDMILL CT, TROY, OH 45373-1189
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 WINDMILL CT, TROY, OH 45373-1189

Mortgage

Document Number	0000005074
Date	May 15, 2023
Instrument	2023OR-05074

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 31, 2022
Property Address	1060 WINDMILL CT, TROY, OH 45373-1189
Document Number	0000015780
Map Reference	MB 25 PG 44
Instrument Date	Oct 27, 2022
Instrument	2022OR-15780
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1060 WINDMILL CT, TROY, OH 45373-1189

Mortgage

Document Number	0000015781
Date	Oct 31, 2022
Instrument	2022OR-15781

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1060 WINDMILL CT, TROY, OH 45373-1189
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 WINDMILL CT, TROY, OH 45373-1189

Mortgage

Document Number	0000013507
Date	Sep 13, 2022
Instrument	2022OR-13507

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 15, 2047

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 30, 2019
Property Address	1060 WINDMILL CT, TROY, OH 45373-1189
Document Number	0000010032
Map Reference	MB 25 PG 44
Instrument Date	Aug 9, 2019
Instrument	2019OR-10032
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1060 WINDMILL CT, TROY, OH 45373-1189

Mortgage

Document Number	0000010033
Date	Aug 30, 2019
Instrument	2019OR-10033

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 12, 2018
Property Address	1060 WINDMILL CT, TROY, OH 45373-1189
Document Number	0000001721
Instrument Date	Jan 25, 2018
Instrument	1721
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	FIRST TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1060 WINDMILL CT TROY OH 453731189, TROY, OH 45373-1189

Mortgage

Document Number	1722
Date	Feb 12, 2018
Instrument	1722

Lender

Name	MINSTER BK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,431.00 (+4.1%) Homeowner's exemption	$275,450 (+21.53%) Land $37,800 Building $237,650	$787,000 (+21.53%) Land $108,000 Building $679,000
2024	$7,138.00 (-0.2%) Homeowner's exemption	$226,660 (-) Land $37,800 Building $188,860
2023	$7,152.00 (-4.31%) Homeowner's exemption	$226,660 (-) Land $37,800 Building $188,860	$647,600 (-) Land $108,000 Building $539,600
2022	$7,474.00 Homeowner's exemption	$226,660 Land $37,800 Building $188,860	$647,600 Land $108,000 Building $539,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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